RIA News

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INVESTING EQUITIES OCT 30, 2015
Jobs report has the bond market on edge

<i>Breakfast with Benjamin</i>: The specific things to watch for in today's jobs report that could influence the Fed's decision on interest rates.

By Jeff Benjamin
ADVISOR NEWS RETIREMENT PLANNING OCT 30, 2015
What Kaley Cuoco's divorce proceedings can teach you about prenups

Couples need to be aware that prenuptial agreements are not always iron-clad.

By Danielle and Andy Mayoras
Social Security strategies grandfathered for existing claimants
ADVISOR NEWS RETIREMENT PLANNING OCT 30, 2015
Social Security strategies grandfathered for existing claimants

File and suspend available for six more months.

By Mary Beth Franklin
Retirement savings crisis grows as more workers lack 401(k)s
ADVISOR NEWS RETIREMENT PLANNING OCT 30, 2015
Retirement savings crisis grows as more workers lack 401(k)s

Even those with plans save the maximum and few set aside money in IRAs or Roth IRAs.

By Bloomberg
Schwab, Morningstar partner on 401(k) managed accounts
ADVISOR NEWS RETIREMENT PLANNING OCT 30, 2015
Schwab, Morningstar partner on 401(k) managed accounts

Schwab Retirement Plan Services is trying to get advisers more involved in 401(k) managed accounts through a new service for customized fund selection and portfolio construction for participants.

By Greg Iacurci
ADVISOR NEWS INDEPENDENT BROKER DEALERS OCT 30, 2015
'Dissident' candidate defeats Finra's hand-picked nominee for board seat

Brian Kovack wants to make the organization more effective without antagonizing firms that are doing the right thing

By Mark Schoeff Jr.
RIAS PRACTICE MANAGEMENT OCT 29, 2015
4 steps to take to make sure you win with clients in 2016

In the midst of one of the most disruptive periods in the history of the industry, embracing change is key

By Joe Duran
Time to rethink retirement plans amid Social Security changes
ADVISOR NEWS RETIREMENT PLANNING OCT 29, 2015
Time to rethink retirement plans amid Social Security changes

Retirees will need to account for income shortfalls now that two popular Social Security claiming strategies are coming to an end.

By Mark Schoeff Jr.
RIAS RIA NEWS OCT 29, 2015
An investor's guide to fees and expenses

If you're overpaying, you'll be more successful in negotiating a better deal if you know what you're talking about.

By Bloomberg
The Fed has lost all credibility with the bond market
INVESTING EQUITIES OCT 29, 2015
The Fed has lost all credibility with the bond market

<i>Breakfast with Benjamin</i>: The bond market appears uninterested in the Fed's subtle hints of a looming rate hike next month, or the month after that, or someday, maybe, eventually.

By Jeff Benjamin
ADVISOR NEWS RETIREMENT PLANNING OCT 29, 2015
Warning: You might get dumped by your pension plan

More companies may want to get rid of liabilities by offering participants a chance to take their pensions all at once if budget deal goes through.

By Bloomberg
Budget deal would nix popular Social Security claiming strategies
ADVISOR NEWS RETIREMENT PLANNING OCT 29, 2015
Budget deal would nix popular Social Security claiming strategies

Loss of file and suspend and some spousal benefits could catch near-retirees off guard.

By Mark Schoeff Jr.
How clients really want advisers to earn fees
RIAS PRACTICE MANAGEMENT OCT 29, 2015
How clients really want advisers to earn fees

The advice industry spends a fortune trying to build better, cheaper mousetraps to allow consumers to invest efficiently but the impact is not important in the context of most people's lives.

By Joe Duran
The 6 smart questions you should ask recruiters before switching broker-dealers
ADVISOR NEWS OPINION OCT 29, 2015
The 6 smart questions you should ask recruiters before switching broker-dealers

It's a familiar scenario. After months (and in some cases years) of contemplation, research and discussions, an adviser has finally decided to switch firms. The adviser is ready to engage with the prospective firms and their recruiters. Now what?

By Tom Daley
RIAS RIA NEWS OCT 28, 2015
Raymond James a potential target for activist investors?

One securities analyst says the brokerag firm, with its rich capital reserves, could be attractive to an investor seeking to boost shareholder value.

By Bruce Kelly
Cruz and Rubio come out on top after third Republican debate
RIAS PRACTICE MANAGEMENT OCT 28, 2015
Cruz and Rubio come out on top after third Republican debate

<i>Breakfast with Benjamin:</i> Another debate full of heated clashes &amp;mdash; including with the moderators &amp;mdash; but the candidates who rose to the top were not the usual suspects.

By Jeff Benjamin
ADVISOR NEWS RETIREMENT PLANNING OCT 28, 2015
Budget deal could take $50,000 bite out of Americans' lifetime benefit

A new deal reached by President Barack Obama and congressional leaders would end strategies that retirees are using to get more money out of the Social Security system.

By Bloomberg
ADVISOR NEWS RETIREMENT PLANNING OCT 28, 2015
Why working your way through college doesn't really pay

A new study from Georgetown University found that working past 15 to 20 hours per week &quot;can harm academic performance.&quot;

By Bloomberg
ADVISOR NEWS RETIREMENT PLANNING OCT 28, 2015
'Til retirement do us part? Spouses disagree on spending golden years together

While 60% of men cite spending more time with their wives as one of the strongest motivations to retire, just 43% of women say the same.

By Bloomberg
A 60-40 portfolio can no longer deliver growth and inflation protection, investment strategist warns
INVESTING EQUITIES OCT 28, 2015
A 60-40 portfolio can no longer deliver growth and inflation protection, investment strategist warns

The new model includes private equity, venture capital, activist investing, gold, timber and collectibles

By Jeff Benjamin