DOL fiduciary rule inspires questions about whether annuity transactions' current suitability standard is sufficient.
Expect rapid product innovation and growing demand in this area, along with considerable business opportunity
Distinguishing yourself from life insurance sales people leads to better working relationships and ensures your clients' best interests are served.
If your clients are considering private placement life insurance or private placement variable annuities, here's what you should consider as part of the planning process.
Re-engineered, investment vehicles could provide alternative for retirement income.
Financial advisers should incorporate health care planning into their practices.
Wall Street Journal columnist notes health care resolution must come first, making any tax reform more distant.
Recent rules have led to some improvements in policy illustrations, but observers still see room to make them even better.
Life insurance is the last, largest, most-neglected asset on clients' balance sheets and in desperate need of management.
Consumers want products that offer peace of mind and make it easier to manage a budget in retirement.
The House Republican approach kills investment-income levies, but the breadth of coverage could shrink.
The lawsuit is similar to ones filed against other insurance companies in recent years, which challenge the fee levels received by the firm versus a fund's subadvisers.
Beware of a six-month look-back period and tax penalties.
Clients need help with this last, largest, most-neglected asset on their balance sheets like never before
The judge affirmed that inclusion of indexed annuities in the BICE was reasonable.
Working longer can allow continued contributions.
The wirehouse would be jumping on a trend toward advisory business that analysts expect to accelerate because of the Labor Department's fiduciary rule.
Scrapping or revising the law could lead to the disappearance of the Harkin Amendment, which would pave the way to indexed annuities being classified as securities rather than insurance products.
