Your clients could be under saving for their real retirement income needs.
A slew of factors, including low interest rates, increasing longevity and insurance company pricing blunders, have led to an industry on the skids. Will hybrid products save the day?
Product considerations are complex, and using this strategy inappropriately in a retirement income plan can trigger problems.
<i>Breakfast with Benjamin</i> Jean Walsh-Josephson is accused of taking more than $4 million from elderly clients.
Insurance products represent a huge pot of money for fraudsters as baby boomers retire at a rapid clip
Give clients an alternative to the auto-industry-like life insurance industry operating system
Mass consumer confusion regarding health care expenses in retirement makes it even more imperative for advisers to discuss the topic with clients.
Helping your clients think through the timing of Medicare coverage can be very beneficial, especially considering the significant impact health care costs have on retirement income
Fixed indexed annuities lost a favorable exemption they enjoyed under the proposed rule, and the impact on variable annuities likely won't be much changed from original forecasts.
51% of advisers say the rule will help their businesses, an improvement from 2015 when only 27% saw the regulation helping.
Does Medicare cover long-term care? Is it as good as employer group insurance? Here are the answers to the top questions from advisers and clients.
Workers and retirees worry about how to pay for current and future care.
As an investment, this is an idea that adopts the same general form as mortgage-backed securities.
When reviewing life insurance options, advisers should look beyond hypothetical valuations.
Only one firm, MetLife, posted any substantial gains, as market volatility and fixed indexed annuities cut into VA business.
The retail audience has been a much more popular route for these longevity annuity products.
Advisers have a vital role in helping long-term care insurance holders decide whether the policies are worth the cost.
Stan "The Annuity Man" Haithcock heads a new direct-to-consumer website providing annuity quotes and comparisons.
Transamerica along with other insurers have upped costs on in-force policies as they've had to contend with persistently low interest rates.
