Life Insurance And Annuities

Displaying 3388 results
LIFE INSURANCE AND ANNUITIES DEC 14, 2015
Fixed-indexed annuities soar in popularity

Since 2011, their sales growth has eclipsed variable annuities. What's behind their meteoric rise?

By Greg Iacurci
Advisers help plan for taxes, and some for the other sure thing in life: death
LIFE INSURANCE AND ANNUITIES DEC 10, 2015
Advisers help plan for taxes, and some for the other sure thing in life: death

With funeral and burial costs easily in the five digits, it makes sense to discuss expenses and wishes ahead of time to ease the burden on those left behind.

By Liz Skinner
Universal life cost increases could be 'tip of the iceberg'
LIFE INSURANCE AND ANNUITIES DEC 10, 2015
Universal life cost increases could be 'tip of the iceberg'

Low interest rates could cause many other insurers to follow suit.

By Greg Iacurci
What advisers need to know about the most complex type of annuity
LIFE INSURANCE AND ANNUITIES DEC 10, 2015
What advisers need to know about the most complex type of annuity

A lack of understanding of variable annuities can lead to misperceptions among advisers of how the products function, and among clients as to what they're buying. <b><i>(Plus: <a href=&quot;http://www.investmentnews.com/gallery/20150821/FREE/821009999/PH/top-10-annuity-sellers-in-the-second-quarter&quot; target=&quot;_blank&quot;>See the top 10 annuity sellers</a>.)</i></b>

By Greg Iacurci
What's the difference between an FSA and an HSA?
RETIREMENT PLANNING DEC 10, 2015
What's the difference between an FSA and an HSA?

With benefit open-enrollment season looming, corporate employees need to make the most out of their benefits. After all, with wages largely stagnant, benefits are the new salary.

By Bloomberg
How to minimize Medicare surcharges with life insurance and annuities
RETIREMENT PLANNING DEC 09, 2015
How to minimize Medicare surcharges with life insurance and annuities

Advisers may consider several retirement planning options with clients that do not create unnecessarily high Medicare surcharges.

By Katy Votava
LIFE INSURANCE AND ANNUITIES DEC 04, 2015
Longevity annuities better deal than bonds, immediate annuities, but lag equities

High payout rates and a concrete investment time horizon give longevity annuities a leg up on some investments.

By Greg Iacurci
Longevity annuities could boost retirement readiness, study finds
LIFE INSURANCE AND ANNUITIES DEC 04, 2015
Longevity annuities could boost retirement readiness, study finds

EBRI takes close look at QLACs, which provide monthly benefits after a significant deferral period in retirement.

By Hazel Bradford
Sen. Warren blasts annuity sales incentives
LIFE INSURANCE AND ANNUITIES NOV 18, 2015
Sen. Warren blasts annuity sales incentives

She claims agents are more interested in winning free vacations than finding the best investments for their clients.

By Mark Schoeff Jr.
Time to expand the tool kit for delivering retirement income
RETIREMENT PLANNING NOV 09, 2015
Time to expand the tool kit for delivering retirement income

Current retirement income products miss the mark in striking an optimal balance between investment opportunity and income protection.

By Michael Reardon
MassMutual jumps into a hot investment-only variable annuity market
LIFE INSURANCE AND ANNUITIES NOV 06, 2015
MassMutual jumps into a hot investment-only variable annuity market

Insurance firm is debuting its first IOVA as the products are helping prop up overall VA sales.

By Greg Iacurci
Fixed indexed annuity sales gaining on VAs: Cerulli
LIFE INSURANCE AND ANNUITIES NOV 06, 2015
Fixed indexed annuity sales gaining on VAs: Cerulli

Fixed indexed annuity sales are steadily gaining on those of variable annuities, thanks in large part to continued low interest rates.

By Greg Iacurci
LIFE INSURANCE AND ANNUITIES OCT 27, 2015
Insurers adding optional death benefits to IOVA contracts

The optional features allow for more investor choice and seek to capitalize on strong IOVA sales.

By Greg Iacurci
RETIREMENT PLANNING OCT 26, 2015
Genworth doubles down on LTC business in challenging market

The firm is suspending sales in traditional life insurance and fixed annuity products in the first quarter of 2016.

By Greg Iacurci
Voya restricts variable-annuity sales under regulatory pressure
INDEPENDENT BROKER DEALERS OCT 16, 2015
Voya restricts variable-annuity sales under regulatory pressure

In response to Finra's warning on suitability, the firm's affiliated brokers will no longer sell certain types of L share annuities, a move that puts the company in line with other B-Ds.

By Trevor Hunnicutt
Wall Street is now fretting over the threat of another recession
EQUITIES OCT 07, 2015
Wall Street is now fretting over the threat of another recession

<i>Breakfast with Benjamin</i>: The word 'recession' is being used openly on Wall Street, in case you needed more proof that the U.S. economy is barely moving forward.

By Jeff Benjamin
Advisers fall short on implementation of long-term-care insurance
RETIREMENT PLANNING OCT 07, 2015
Advisers fall short on implementation of long-term-care insurance

Most know it's a key part of retirement planning but lack in-depth knowledge when the need for care arises.

By Darla Mercado
What advisers need to know when working with May-December couples
RETIREMENT PLANNING OCT 01, 2015
What advisers need to know when working with May-December couples

Six areas in which planning for couples with a wide age difference may require different financial advice.

By Laura Sanicola
RETIREMENT PLANNING SEP 30, 2015
Employees enrolling in health savings accounts, 401(k)s more than ever: report

BofA study finds auto enrollment plans helping a lot but workers, particularly younger ones, are more confident as the financial crisis continues to fade.

By Laura Sanicola
RETIREMENT PLANNING SEP 30, 2015
Health care costs for retired couples climb 11% over 2014: Fidelity

65-year-old couple retiring this year should expect to spend $245,000 on health care costs, up $25K from last year.

By Laura Sanicola