Another way to take advantage of low interest rates.
Though the individual income tax return is a window into the past, what it reveals can shape savings and investment strategies into the future. Advisers can mine the 1040 for information and savings ideas for clients.
Calls for curb to 'egregious tax loopholes' that enable varying tax bills for investors with the same underlying assets.
Knowledge about diversification, restrictions and concern about lawsuits drive decline.
Payroll tax contributions exceed lifetime benefits for most workers.
The high price of elder care, longer life spans of retirees and persistently low interest rates are wreaking havoc in this corner of the insurance business.
Payroll tax contributions exceed lifetime benefits for most workers. <i>(Hear Mary Beth Franklin <a href="https://home.investmentnews.com/clickshare/eventPurchase.do?CSProduct=investmentnews-event&CSEventId=1204" target="_blank">answer advisers' questions on Social Security</a> today at 4 p.m.)</i>
Families may get to pay for computers again with these popular college savings accounts.
Run-up of DIAs in recent years points to a new retirement income stream for clients. <b><i>(Plus: <a href="http://www.investmentnews.com/section/specialreport/20150222/ANNUITIES2015" target="_blank">Our full special report on annuity strategies</a>)</b></i>
Issue becomes distraction from president's broader plan to expand and simplify tax breaks for education
Changes could spark revolt, but 'when Congress needs dollars, they're going to get them,' one adviser says.
Possible presidential hopeful seeks to simplify tax code with two rates for income taxes, one for corporate taxes.
<i>Breakfast with Benjamin:</i> Some funds using cash for protection. Lots of it. Plus: Adviser charged with stealing $1.3M from widows and church friends, up from the ashes arises a new subprime giant, and Wall Street courts millennials.
Advisers need to be aware of the tax laws in foreign jurisdictions, as well.
As brokerages feel pressure ramp up, forms coming later than usual.
Advisers and experts say 'the Fed really is hamstrung' by European Central Bankers' planned $50-billion-per-month quantitative easing program, meaning they can't raise or lower interest rates in this environment.
<i>Breakfast with Benjamin:</i> Investors' nerves tested by rate hike talk this week. Plus: Most of the world's major oil projects are doing just fine at current price levels, retirement savings in a nutshell, and the chokehold of consumer debt.
Risk management is as important to long-term financial planning as the growth of investments
Money managers say more participants want to link retirement savings to values.
<i>Breakfast with Benjamin:</i> When it's OK to convert to a Roth IRA. Plus: Two emerge as Buffett successors; recognizing seasoned financial veterans, and Asian stocks get a boost from Chinese bankers.
