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Why the US is addicted to using Social Security numbers
"Don't blindly provide it because you're asked for it," says one expert.
401(k) record keepers making big bets on managed accounts
Fidelity and Empower announced first-of-their-kind services in recent months, hoping to capitalize on demand for greater personalization and generate new sources of revenue.
Wells Fargo, in ‘atypical’ outcome, wins 401(k) lawsuit
The win could provide fodder in other legal defenses, and supports the contention that comparing fund costs to Vanguard doesn't always provide an accurate barometer.
Retirement fees could rise 200% post-DOL, Chamber of Commerce warns
Report predicts 7 million holders of retirement accounts could lose investment advice.
Managing income level risks for retired clients
By monitoring where your clients fall on the scale of incremental income level risks, you can help them reduce their taxes by carefully choosing the sources used to meet their cash-flow needs.
The appeal and pitfalls of holding unconventional assets in retirement accounts
While non-traditional asset classes held in individual retirement accounts may have return and portfolio diversification benefits, there are "unique complexities" that limit their value for most investors.
Report predicts $400 trillion retirement savings gap by 2050
Shortfall driven by longer life spans and disappointing investment returns.
Beware the ‘below-average’ fund fee in your retirement account
Overall fees paid by investors are down. But the math can be tricky.
How to really improve your credit score
Credit scores have a big impact on your daily life, often in ways you don't realize
DOL fiduciary rule pushing broker-dealer assets to fee-based accounts, away from commissions
Some large brokerages such as Morgan Stanley, Edward Jones and Raymond James have seen a surge in advisory assets a year on from promulgation of the retirement regulation.
Wells Fargo Advisors restricting investments for retirement accounts
Mutual fund sales will be limited to T shares, while municipal bonds, preferred stock and international debt will be prohibited.
Rectifying Social Security’s flawed advice
Put your request in writing, enlist help if needed and don't give up.
Simple disclosure of conflicts touted by opponents of DOL fiduciary rule not effective
Retirement plan fee-disclosure rules from 2012 show that sponsors — and likely participants — rarely read such notifications and, if they do, don't understand them.
In new fiduciary rule FAQs, DOL gives quasi-endorsement of clean shares
The DOL also hinted that clean shares may offer an avenue for an additional rule exemption, potentially as a replacement or alternative to BICE.
Advisers want Congress to increase HSA contribution limits
Congress might double contribution limits separately if health care bill falls apart in Senate, consultant says.
Vermont poised to become latest state to set up retirement plan for small businesses
It would be the ninth state to pass legislation creating a plan, and differs from other states' auto-IRA and marketplace approaches.
Advisers struggle to get 401(k) plan, participant data from record keepers
Advisers argue they need to see participant information to do holistic planning and be fiduciaries.
What plan sponsors look for in a 401(k) adviser
Clients are looking for more when it comes to participant education, communication, investment reporting and investment results.
How 401(k) advisers can create effective financial wellness programs
The central goal shouldn't be education, but rather lasting ways to change unhealthy behaviors
Retirement plan advisers turning to RIA aggregators to build practices
Interest in aggregator firms focused on 401(k) plans has grown, but advisers must weigh what they'd be sacrificing and gaining through such arrangements.
