Retirement

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Feeling stable on retirement savings, workers still face lingering financial worries
RETIREMENT PLANNING NOV 01, 2024
Feeling stable on retirement savings, workers still face lingering financial worries

Half of US employees surveyed are at least moderately concerned, while three-quarters cite debt as a problem, according to new EBRI research.

IRS unveils higher 401(k) contribution cap, leaves IRA limit unchanged for 2025
RETIREMENT PLANNING NOV 01, 2024
IRS unveils higher 401(k) contribution cap, leaves IRA limit unchanged for 2025

The federal tax agency has revealed a raft of updates on cost-of-living adjustments to maximum retirement account contributions.

Time to retire the 4 percent rule? Research highlights benefits of annuitization
RETIREMENT PLANNING OCT 31, 2024
Time to retire the 4 percent rule? Research highlights benefits of annuitization

A new study backed by ACLI suggests systematic withdrawals coupled with a one-time or phased annuitization could create a better retirement income outcome.

Wealth managers eyeing municipal bonds ahead of tax cut sunsets
FIXED INCOME OCT 31, 2024
Wealth managers eyeing municipal bonds ahead of tax cut sunsets

Some advisors are waiting for the election before adding more muni-bonds. Others are getting a head start.

Millionaire tax referendum opens door to new Chicago wealth showdown
TAX OCT 31, 2024
Millionaire tax referendum opens door to new Chicago wealth showdown

A proposal to hike taxes on Illinois' highest earners, which Citadel's Ken Griffin spent millions fighting in 2020, is being put to a vote once again.

401(k) rollovers fraught with challenges
RETIREMENT PLANNING OCT 30, 2024
401(k) rollovers fraught with challenges

From forgotten account details to long waiting times and unintended tax triggers, new report shines a spotlight on headaches and pain points for retirement savers.

Advisors boost workers' 401(k) confidence, finds Pontera
RETIREMENT PLANNING OCT 30, 2024
Advisors boost workers' 401(k) confidence, finds Pontera

Survey reveals most advised plan members max out their contributions, are more aware of fees, and have greater peace of mind in their retirement planning.

Annuities' sales growth streak reaches 16th quarter, says Limra
RETIREMENT PLANNING OCT 30, 2024
Annuities' sales growth streak reaches 16th quarter, says Limra

The latest Q3 figures point to a $331B year-to-date sales bonanza, a new record for RILA sales, and a fresh high for fixed index annuities.

401(k) fee disclosures have improved transparency, though clarity still a concern
RETIREMENT PLANNING OCT 29, 2024
401(k) fee disclosures have improved transparency, though clarity still a concern

New GAO research reveals DOL regulatory changes have led to lower fees, but retirement savers could still be confused.

To be a fiduciary, or not to be a fiduciary?
LIFE INSURANCE AND ANNUITIES OCT 29, 2024
To be a fiduciary, or not to be a fiduciary?

Survey reveals unsurprising support from fee-only advisors but CEO of Finseca says restricting yourself to one fee model is "just plain stupid."

Why clients are sitting on a ticking tax timebomb
TAX OCT 25, 2024
Why clients are sitting on a ticking tax timebomb

Advisor is critical of industry's tendency to avoid giving tax advice.

Debt throws most higher-ed workers financially off-balance, finds TIAA Institute research
RETIREMENT PLANNING OCT 25, 2024
Debt throws most higher-ed workers financially off-balance, finds TIAA Institute research

Study reveals struggles to meet other financial obligations, build emergency savings, and prepare for retirement.

RetireOne bolsters annuity shelf with Gainbridge partnership
RETIREMENT PLANNING OCT 25, 2024
RetireOne bolsters annuity shelf with Gainbridge partnership

The independent platform provider of fee-based insurance solutions is giving its RIA consumers access to two new annuity offerings, including one industry-leading product.

At Boeing, pension plan is up in the air, and 401(k) is grounded
RETIREMENT PLANNING OCT 24, 2024
At Boeing, pension plan is up in the air, and 401(k) is grounded

Union machinists reject an offer from the company that included a 35 percent pay increase and up to a 12 percent annual contribution from the company toward workers' 401(k)s.

intelliflo boosts platform with new wash sale rule feature
FINTECH OCT 24, 2024
intelliflo boosts platform with new wash sale rule feature

The fintech provider is helping tax-conscious family offices and SMAs avoid the ire of the IRS with its latest redblack platform update.

The Trump tax cuts are expiring, so what are advisors saying?
TAX OCT 24, 2024
The Trump tax cuts are expiring, so what are advisors saying?

Wealth managers discuss their plans for the sunsetting of the 2017 Tax Cuts & Jobs Act.

Is America headed for a retirement crisis?
RETIREMENT PLANNING OCT 23, 2024
Is America headed for a retirement crisis?

John Hancock Retirement CEO Wayne Park weighs in on America's retirement readiness.

IRS announces 2025 inflation adjustments to tax rates
TAX OCT 23, 2024
IRS announces 2025 inflation adjustments to tax rates

The federal tax agency's latest update includes items on standard deductions, clarity on marginal tax rates, and the alternative minimum tax exemption.

Survey highlights financial challenges across generations as longevity increases
RETIREMENT PLANNING OCT 23, 2024
Survey highlights financial challenges across generations as longevity increases

John Hancock study provides sobering snapshot of financial sentiment, with concerns around debt and day-to-day finances holding back retirement readiness.

Jackson gives a new spin on its investment-focused VAs, with guaranteed account balance option
LIFE INSURANCE AND ANNUITIES OCT 22, 2024
Jackson gives a new spin on its investment-focused VAs, with guaranteed account balance option

In a nod to sales trends that favor protection-focused annuities, the company has added a guaranteed minimum account balance rider for its Elite Access variable annuities.