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If rates stay low, expect retirement security to take a hit
Some of the factors that have led to the current low-interest-rate environment could remain in play for years, according to an analysis of existing research recently published by the Society of Actuaries.
T. Rowe Price introduces plan tool for retirement income
The goal is to help plan sponsors assess the possibilities more strategically
Satisfying changing risk appetites
If your clients are rethinking their appetite for risk, it may be time to make changes. Talk about reallocating a portion of their savings to annuities to help safeguard their retirement years.
Early CalPERS Long-Term Care clients squeezed by rate hikes
Two impending hikes that would boost premiums for existing CalPERS Long-Term Care insurance customers by 90% make coverage hard to justify, one policyholder said.
Life insurance sales jump 11% in first quarter
The quarterly sales growth was the highest since 1983, according to Limra.
Life settlements seen increasing as population ages
Selling unneeded insurance policies to a third party can provide retirees with needed income.
Annuity sales rise in Q1 thanks to just two product types
Although sales figures were down considerably for most categories compared with the first quarter of 2020, fixed-rate deferred annuities and registered index-linked annuities, or RILAs, saw purchases up by 46% and 89%, respectively, according to a report from Limra’s Secure Retirement Institute.
Women and Wealth: How Advisers Can Help Caregivers
One of life’s most challenging circumstances is caring for a loved one. Here’s how advisers can help female clients who are thrust into the role.
Ohio National broker pitched VA trades as ‘infinite banking’: Finra
The B-D's $1.3 million settlement with the regulator involves its failure to supervise adequately a complex series of transactions involving variable annuities and whole life insurance policies.
New York court shoots down state’s annuity best-interest rule
The court found that the rule was unconstitutionally vague and gave the state too much latitude to find violations.
Bitcoin in annuities? Several insurers are working on it
The annuities business, while being an early mover, still lags where some consumers want to see it, according to NYDIG. Recently, several insurance companies have made big investments in the firm.
Structured note platform adds annuities
Halo Investing will offer fixed, variable and registered index-linked annuities from several carriers.
Pershing expands fee-based annuity offerings for RIAs
The number of carriers on its RIA custodial platform increased to 20 from seven and the number of fee-based products rose to 70.
Ohio National fends off VA trail commission suit, others remain
The insurer recently won a long-running case brought by several brokers, though it is fighting several other suits from broker-dealers.
Vetting annuities for 401(k)s not an easy task
While it's simple to choose annuity providers based on price and payout rates, those costs and rates can change frequently, so the best options today might not be as good in several years, a new report concludes.
How to help clients plan for health care costs in retirement
Advisers can utilize cutting-edge financial planning tools to help ease clients' concerns by showing them how they can save to cover medical expenses during retirement.
Prudential weighs sale of its retirement arm
Unloading the business could bring in more than $2 billion, as CEO Charles Lowrey executes a three-year strategy to transform the business.
Are you aware of the expanded opportunity set for investors created by the pandemic?
The pandemic has driven substantial divergence between innovative health care companies and those that have lost market share because of failing to address demands created by the spread of the virus.
Luma partners with Cannex to offer annuity data tool
Luma aims to get a broader set of advisers to engage with annuities with access to the Cannex database and annuity-focused tools.
States picking up annuity best-interest standard
Recently, Nebraska, Idaho and North Dakota passed rules matching NAIC’s standard, joining other states on the roster: Arkansas, Arizona, Delaware, Iowa, Michigan and Rhode Island.
