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Longevity planning will be a central mission for advisers of the future
Clients are living longer, and advisers will need to help them avoid outliving their money
Don’t be unnerved by health-care cost estimates for retirement
Breaking up the numbers can replace the panic with planning.
Adviser compensation is the challenge with fee-based annuities
Advisers who pull their fee from nonqualified annuities could cause a taxable event for their clients.
Cetera, Allianz and Capital Group partner on retirement income technology
The new tool will generate a basic income plan that combines guaranteed fixed annuities and traditional asset management models.
Why healthy clients need to save more for retirement
Tax-free health savings accounts, Roth IRAs, insurance and annuities can help cover retirees' future health-care costs.
Judge rejects Ohio National motion to throw out case involving variable annuity commissions
LPL broker Lance Browning alleges the insurer acted unlawfully last year when it terminated certain trail commissions.
MAI acquires insurance-oriented RIA
Deal for John D. Dovich & Associates in Cincinnati adds $600 million in AUM.
TIAA exit from life insurance market exposes void for RIAs
Fee-only advisers who want to sell clients life insurance without a commission have few options available.
Confusion around Medicare enrollment
Tools and courses can help advisers guide clients through deadlines and choices
Insurers bend rule on indexed universal life with new policy features
Firms are able to inflate projections of cash accumulation in IUL policies via bonuses and multipliers.
TIAA exits the life insurance business
The move is a big deal for RIAs, experts say, since TIAA was one of only a few insurers to offer fee-only life policies.
Some plan sponsors may need a nudge about HSA rollovers
Multiple accounts at previous employers diminishes the feasibility of these accounts
Lessons for those ‘graduating’ to retirement
For many retirees, the struggle isn't having enough money, but confidently spending what they've worked so hard to accumulate.
Betterment offering automated investing and advice for Optum Bank HSA
The partnership connects the robo with 3 million customers and $9 billion in Optum's HSAs.
Indexed annuity illustrations are hurting consumers: group
Center for Economic Justice argued in a comment letter to the NAIC that insurers are incentivized to develop indexed annuities with disingenuous product illustrations.
HSAs are lagging when it comes to rollovers
Just one in five employers solicits HSA rollovers from new hires, which could have negative consequences
Some insurance agents breaking law with 401(k) rollovers
Individuals without a securities license are increasingly, and unlawfully, soliciting business.
Mohamed El-Erian named president of Queens’ College at Cambridge University
The chief economic adviser at Allianz will take up the position at Cambridge in October 2020, succeeding John Eatwell.
How to battle sequence-of-returns risk
Retiring during the longest-running bull market in history can be scary, as some begin to wonder when the good times will end.
House passes SECURE retirement bill with massive bipartisan support
The measure allows small employers to band together to offer plans and raises the RMD age. Another provision eases use of annuities in 401(k)s, which critics say goes too far
