Displaying 3283 results
Unpleasant surprise on Form 1040 for Obamacare participants
This tax filing season is going to be a little more complicated for freelancers and independent contractors who get health care subsidies.
House passes national insurance-agent registry
Bill would help insurance agents more efficiently get licensed to practice in multiple states.
‘Longevity’ in annuities could be the big 2015 focus
New Treasury Dept. guidance pushes insurers to innovate while indexed annuities expected to continue to shine. Darla Mercado reports.
SEC Investor Advocate: Budget boost ‘insufficient’ for full adviser exam coverage
The budget increase the SEC received from Congress is “insufficient” to significantly boost investment-adviser examinations, according to an SEC official charged with representing retail investors.
Key 401(k) Supreme Court suit will shake up retirement plan advisers
Expect more due diligence on funds and fees, and expect to do it more frequently.
Annuities’ use in 401(k) plans gets green light
Will 2015 finally be the year when plan sponsors welcome these insurance products with open arms?
The predictable downside of chasing performance
The last Breakfast with Benjamin menu of the year features: A cautionary tale on chasing performance; why active management is not dead yet; cheap oil claims its first energy-sector victim; and a reminder that annuities are not investments.
2014 big for indexed annuities: Broker-dealer execs
Sales of the products may be cannibalizing those of variable annuities.
John Hancock buys New York Life’s retirement unit; New York Life acquires block of John Hancock’s life insurance biz
In a two-part tradeoff, John Hancock will acquire New York Life's Retirement Plan Services business, and New York Life will take on a block of John Hancock's life insurance business. One deals bolsters John Hancock's retirement reach and the other the other New York Life's insurance reserves.
Unraveling Minds
Game Changers: Dealing with Dementia Cognitive decline doesn't just rob the elderly of their mental capacity. Advisers and their firms often are left adrift, forced to make crucial decisions affecting the financial affairs of elderly clients.
Strawberry strikes out with advisers
IRS will auction an annuity that was part of a contract Darryl Strawberry signed with the Mets nearly 30 years ago.
Senate set to approve national insurance-agent registry
Though new board has wide support among state regulators, GOP senator cries foul over infringement of states' rights.
Broker-dealers sound off as AIG leads off with first annuity for 401(k)s
Insurance giant AIG tweaks existing deferred-income product to meet Treasury's guidelines. But will it satisfy the market? (Don't miss: Top sellers of individual annuities)
National insurance registry falls short of goal line, tax extenders passes
With Congress adjourned, rejected bills, such as one facilitating insurance agents' ability to practice in multiple states that was blocked by Sen. Tom Coburn, will need to be reintroduced next year.
Insurance vehicles can be powerful way for advisers to reach younger investors
For advisers who want to expand their firms by reaching out to the next generation of investors – those in their 20s, 30s or 40s – long-term and cross-generational financial vehicles such as fee-only life insurance and no-load annuities offered to clients of RIAs through Ameritas Advisor Services should be considered as a central part of the effort.
Jackson National’s variable annuity sales suspensions pay off
Advisers willing to wait to get into the carrier's VAs and if history is any guide, first quarter sales will jump.
Insurance agent bill inches closer to the finish line
Senate OKs legislation to make it easier for insurance agents to become licensed to sell insurance in multiple states.
Baby boomer clients need input on medical expenses in retirement
Don't be surprised if clients seek your advice on complex health care decisions as they approach retirement.
Savings targets for retirement health care costs fall in 2014
But retirees will still need to prepare for rising health care costs in the long run, expert warns.
Wall Street makes a case for why consumers should be spending big
On Monday's Breakfast with Benjamin, Wall Street makes its case for why consumers should be spending big. Plus: Avoiding 'bag lady syndrome', the insurance industry gets digital, and oil starts to look and feel like a free market.
