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Plan sponsors shift focus away from costs
Fidelity survey shows they are more concerned with helping workers get ready for retirement.
IRS provides guidance on pass-through taxes, targets loophole
Proposed regulations make it clear the agency considers splitting up businesses to get around income limits abusive.
Are Roth conversions after 70½ advisable? 5 factors to consider
Future tax rates and when the money will be needed are among the things advisers should take into account.
DOL fiduciary rule death leaves 401(k) advisers in legal ‘grey area’ with rollovers
American Retirement Association asks Labor for clarification on rollovers, showing again how the regulation is causing problems even after its demise.
Genworth raises long-term-care insurance costs an average 58%
The cost increases, approved by regulators in the second quarter, affect roughly $160 million of in-force premiums.
Social Security finances worsen as reliance on the program increases
New study predicts earlier exhaustion of trust fund in 2032.
Enough with the surveys saying millennials need to save more for retirement
Sure, Gen Xers and baby boomers are saving more, but they also are likely earning higher incomes and closer to retiring.
Wages can boost Social Security taxes, Medicare premiums
Advisers must understand when individual or household income will trigger complex rules.
Appeals court upholds dismissal of Wells Fargo 401(k) lawsuit
Participant argued that the plan could have offered a better-performing, nonproprietary TDF.
401(k) robo Guideline tries to woo advisers with new service
Firm is one of a number of robo-advisers looking to capitalize on small 401(k) plans
Citigroup reaches $6.9 million settlement in 401(k) lawsuit
A handful of other fund managers have settled similar allegations over the past two years.
Uncover Unexpected Trends in the Social Security Earnings Test
Benefits lost to excess earnings are restored at full retirement age.
Indexing capital gains for inflation could provide tax windfall
Observers say the proposal could open up areas of arbitrage, depending on how it's drafted.
American Funds offering TDFs in collective investment trusts
The firm is one of the last holdouts to launch CITs, signaling increased demand for the investment vehicle.
3 ways advisers should prepare for ESG conversations with 401(k) clients
It may be easy to dismiss ESG as a fleeting investment idea, but people thought the same about target-date funds in the '90s.
Fidelity’s zero-cost funds raise issues for 401(k) advisers
Fiduciary advisers should be weighing the risks and upsides of securities lending.
Where does the proposed indexing of capital gains leave retirement accounts?
Retirement savers have also seen the purchasing power of their savings reduced by inflation.
Why the ‘Father of the 401(k)’ is both right and wrong about small plans
Small 401(k) plans may have flaws, such as cost, but there are trade-offs involved in using alternate solutions.
Get Ready to Guide Clients Through Income Distribution
If you can't guide retirees through income distribution, it could prove costly. Learn tips and strategies to help get started helping clients through this new stage in life.
7 Surprising Facts About the Social Security Earnings Test
Benefits lost to excess earnings are restored at full retirement age.
