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Trump administration seeks to give boost to 401(k) annuities
A Treasury proposal seeks to amend rules for plan sponsors to help them assess the long-term viability of insurance companies.
Ted Benna, father of the 401(k), thinks tax reform that favors Roths is ‘pretty stupid’
He believes reducing the pre-tax contribution limit on traditional 401(k) plans and encouraging 'Rothification' would lead the middle class to save less for retirement.
Tax plan secrecy evokes frenzy of concern from lobbyists and lawmakers
President Trump has promised the middle class will be the biggest beneficiaries of the tax overhaul plan, to be released Nov. 1.
Taking the Medi-scare out of retiree health-care costs
Annual open enrollment season offers chance to defang drug expenses.
Clients facing late-career job loss can tap 401(k)s early
The 'Age 55 rule' is a little-known strategy that provides income without the IRS penalty.
Coordinate couples’ income needs ahead of time
Differences in how men and women view longevity can have big impacts on their finances during retirement
SEC and DOL should agree on tough fiduciary rules
Harmonizing between federal agencies and state regulators is a complex task in everyone's best interest.
Trump, House tax chief send mixed signals on 401(k) tax break
Despite the president's assurances that 401(k) plans would remain as they are, House Ways and Means Chairman Kevin Brady doesn't rule out changes to the retirement accounts.
Use of auto enrollment leaps, survey finds
Target-date funds are the most popular qualified default investment alternative.
Do advisory boards create perceived conflicts for DC plan advisers?
These positions are valuable to advisers, who can take steps to mitigate or eliminate conflicts.
401(k) advisers under pressure to keep up with due diligence of investment products
Fiduciary concerns under ERISA include cost compression, product development and regulatory pressures.
How to take the Medi-scare out of retiree healthcare costs
Annual open enrollment season offers chance to defang drug expenses.
TIAA may be pushing unsuitable products, whistleblowers say
New York Times reports reps may have incentive to push higher-fee managed accounts.
Xerox wins lawsuit alleging ‘kickback’ scheme with Financial Engines
Fidelity and Voya prevailed in similar pay-to-play cases this year against 401(k) record keepers.
The next frontier of advice
Financial advisors have an opportunity to redefine their value and their role in clients' lives through deeper conversations that lead to meaningful connections and increased client confidence. This guide can help advisors gain a better understanding of the powerful relationships and interests that influence an individual's decision-making and life goals.
IRS raises 2018 contribution limit for qualified plans to $18,500
The phase-out ranges for IRA and Roth IRA contributions were also raised.
Pre-retirement earnings can limit Social Security survivor benefits
Life insurance can fill the gap when a survivor's earnings jeopardize benefits.
Shift to Roth 401(k)s ‘highly likely’ part of tax reform: former Treasury official Mark Iwry
Mandated contributions to Roth accounts would likely only be partial, as opposed to having a full repeal of pre-tax accounts.
GAO report says American retirement system not providing adequate security
Agency recommends Congress establish a retirement security commission.
IMCA rebrands to attract broader audience
The Investment Management Consultants Association has become the Investments & Wealth Institute, and will begin offering a retirement income designation.
