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401(k) advisers, take heed of guidance on hardship withdrawals for clients
In recent months, the Internal Revenue Service has provided guidance with respect to hardship withdrawals from tax-qualified retirement…
Brokers-dealers move to trim fund offerings as they adjust to DOL rule
Small fund companies may have to pivot, by embracing a niche specialization or redirecting sales forces toward new distribution channels.
Study finds most retirees want guaranteed lifetime income
Consumers want products that offer peace of mind and make it easier to manage a budget in retirement.
Advisers embrace elimination of Obamacare taxes, question GOP replacement plan
The House Republican approach kills investment-income levies, but the breadth of coverage could shrink.
Fidelity, Empower and T. Rowe take three different approaches to the DOL fiduciary rule
Some retirement plan advisers see providers' compliance moves as potential competition.
Senate moves to kill DOL’s state, city auto-IRA rules
Resolutions to overturn the rules only require a simple majority to pass, and aren't subject to a Senate filibuster
Point-Counterpoint: Should employers have a fiduciary duty to their 401(k) plans?
Two experts on retirement law square off on the question of fiduciary duty for 401(k) plan sponsors. One believes employers aren't best-suited for the responsibility, while the other believes the current system is OK.
Unrealistic optimism coloring workers’ retirement views: BlackRock survey
Survey finds questionable return assumptions amid rising confidence.
Wealthy parents could get most help from Trump child-care plan
Those making between $50,000 and $200,000 see the biggest tax cut as a share of after-tax income.
IRS turns up heat on wealthy taxpayers
A shrinking agency is targeting those it deems most likely to dodge their taxes.
How retirement plan advisers can create the ideal practice
Building a successful defined-contribution business is much different than growing one focused on individuals.
Taking value into account could improve target-date results: study
Target-date funds can improve outcomes by using relatively simple dynamic swings in their asset allocation – but the…
This robot wants to change how you do your taxes
H&R Block is enlisting IBM's supercomputer Watson to ease your tax pain.
IRS guidance on 401(k) hardship withdrawals clarifies uncertain terrain
Some see the guidelines as a way to button up rules and ensure participants aren't using 401(k) plans as a "piggy bank."
Strict timeline governs health savings accounts and Medicare
Beware of a six-month look-back period and tax penalties.
Empower telling 401(k) clients it won’t be a fiduciary when DOL rule kicks in
Some observers question the move and at least one believes the firm may still be a fiduciary no matter what it claims.
State, local auto-IRA initiatives benefit ‘forgotten’ workers
Automatic-enrollment IRA programs would encourage employees to save for retirement.
Demographic shift of retirees to affect consumer spending
Major demographic shifts over the next decade will have a dramatic affect on U.S. consumer spending, which in turn will influence the overall economy, specific industry sectors and individual stocks, according to a new report from The Conference Board.
Why many employees may never be able to retire
Millions aren't saving on the job because they either don't have access to a workplace retirement plan or they do but aren't putting money in it.
Using IRAs to reduce Medicare premiums
Directing a portion of required minimum distributions directly to a charity can reduce both taxes and Medicare premiums.
