The SEC has awarded more than $738 million to 134 whistleblowers since 2012. But becoming a tipster could involve sacrifices.
HSAs have no annual use-it-or-lose-it requirements, and balances can be carried forward from year to year and withdrawn tax-free in retirement to pay for medical expenses, such as Medicare and long-term care premiums — but not Medigap premiums.
An evenly divided Senate might tweak rather than overhaul investment-advice policy, such as the treatment of rollovers, while resisting some tax increases Biden advocated during the election.
While conventional wisdom suggests a Democratic administration will move to strengthen regulations, there's potential for focus on how fintech can be used to help accomplish the new administration’s goal of expanding access to financial services.
2020 was the year that independent broker-dealers needed to rely on technology more than ever, with home-office staff and a large number of advisers working from home or in remote offices. What if criminals breach a broker-dealer's cyber wall?
Will more stimulus, curbing COVID-19 and releasing pent-up demand fuel a second-half surge?
COVID-19 slowed down but did not halt the flow of advisers fleeing wirehouse firms for the independent channel
Deal watchers say 2021 will be another record year
Efforts to implement fiduciary rules in New Jersey, Nevada and Massachusetts are in limbo
Strong performance and low fees means the next leg of ETF growth might be just getting started
DOL rules affecting investment advice and the use of ESG factors may be vulnerable under Biden
A confluence of environmental changes, like work from home orders, virtual events and an economic recession, have forced advisers to embrace tech tools in a matter of months
Those RIAs that made the move this year say that the effort has been worth it
Large registered investment advisers in the Northeast have watched their assets diminish in 2020, even as the broader market reached fresh highs
New cases were filed against employers, and insurers have tamped down limits on fiduciary liability coverage
Even high-net-worth families are questioning their return on investment as campus life is roiled by COVID-19
Female-led fintechs use digital platforms to curate content and tools aimed at deconstructing systemic issues that have kept women from investing
The tools provided by big players like Fidelity and Schwab are a plus for investors just starting out, but what do they mean for smaller advisory firms?
Even 50-50 Democratic control presents challenges for the president-elect
SECURE Act provisions providing plan fiduciaries with some legal protection, requirements for lifetime income disclosures on 401(k) statements and a volatile stock market all bode well for these products