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How to prepare for the aftermath of a loved one’s death
Even if you have prepared, following a death there are several steps that generally require immediate attention.
Why giving every 21-year-old $16,500 may solve America’s retirement crisis
Set aside that money at the beginning of workers' careers in order to leverage the magic of 50 years of compounding returns in a 50-50 portfolio. Of course, they'd have to pay the money back.
Advisers beware: Another Roth IRA scam backfires
Roth IRAs offer significant tax benefits, but these transactions are on the Internal Revenue Service's radar.
401(k) savings options come with tax consequences
Choosing between a traditional and Roth 401(k) is essentially a bet on how your clients' future income tax rates will compare to their current rate.
Advisers to start recommending ABLE plans to clients
Four states introduce accounts that help families save for special needs children
Most recent retirees do not regret claiming Social Security early
Plus, one of the biggest shocks to current retirees is the cost of health care, according to a new survey.
How to optimize Medicare for those who have served in the military
How can active-duty, veteran, or retired military servicemen get the most from their healthcare benefits? Find out in this article.
Social Security, divorce and remarriage
Who gets which benefits when? It depends.
Guaranteed ways to boost your credit score
The rule of thumb says you can tap 20 to 25% of available credit before you risk hurting your credit score.
The DOL fiduciary rule will forever change financial advice, and the industry has to adapt
The DOL fiduciary rule will forever change financial advice, and the industry now faces the challenge of adapting to the new regulation.
House Democrats sponsor bill for universal retirement coverage
The legislation, which would automatically enroll employees without retirement-plan access, is a companion bill to one put forth in the Senate earlier this year.
TD’s Skip Schweiss to RIAs: Don’t shrug off DOL fiduciary rule
Registered investment advisers can be held liable if they don't act in clients' 'sole interest' when it comes to retirement advice.
NAFA files second lawsuit against DOL fiduciary rule
The National Association for Fixed Annuities levies similar arguments to the initial suit, filed just one day earlier.
Lawsuit against DOL fiduciary rule seen as ‘weak’ by some observers
Although the Labor Department doesn't have enforcement authority over IRAs, it does have interpretive authority, observers say.
A widow’s Social Security dilemma
Earnings test complicates choice between retirement and survivor benefits.
Senators Elizabeth Warren and Mike Lee introduce bill to help graduate students save for retirement
Bipartisan legislation would make it possible for students to save funds from stipends or fellowships in an IRA.
Two sides of the DOL fiduciary rule’s ‘Best Interest Contract Exemption’ advisers must understand
There are two different versions in the exemption, each with respective limitations and benefits that advisers and their institutions must master.
Time to talk about financial wellness
Financial wellness is one of the hottest topics in the retirement industry today and at top of mind for many plan sponsors.
Make clients aware of filial laws that could wreak havoc on the financial security of millions
Encourage clients to think ahead about how much financial responsibility they're willing to assume for their aging parents.
Fidelity 401(k) lawsuit could up ante for plan advisers
Advisers need to scrutinize any sort of markup on a platform they're recommending, making sure it is reasonable.
