Displaying 67 results
Safeguarding IRAs in difficult times
Worries about bank failures and the stability of other financial institutions are all over the news lately.
Overcoming clients’ puny nest eggs
If you thought our health care system was in need of a fix, get ready for an even bigger crisis — insufficient retirement savings.
Beware ignoring Medicare enrollment rules
Advisers should start talking to clients at least six months before they turn 65 about when and how to tap Medicare.
Delusional distribution strategies
History provides us with a reasonable guide for determining the “likely range” of distribution rates investors can expect.
Preventing retirement suicide
When clients are about to waste their retirement nest egg , you feel obliged to protect them.
TK
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Annuities exchanges challenging
The innovations that have helped make deferred annuities more popular have also made them a lot harder to compare.
When clients are knowledgeable
Advisers will be challenged by boomers seeking expert help with distribution.
Addressing women’s unique concerns
Longevity and risk management are what advisers helping women should care about most.
Master limited partnerships
Master limited partnerships offer good income opportunities for retirees, but the structure is a bit complicated.
Structuring of beneficiary designations
Smart advisers don’t rely on a client’s memory about beneficiary designations; they ask to see paperwork.
To roll or not to roll
In 2008 alone, $536 billion is expected to roll out of 401(k) plans into individual retirement accounts, according to Cerulli.
Protect clients by getting to know the children
Clients can grant children financial powers, but generally fail to talk to them about their financial objectives and needs.
Is volatility the best measure of portfolio risk?
Portfolio balances in target date mutual funds generate far more volatility on the up side than on the down.
Ignoring Medicare enrollment can cost client
Every adviser with clients who are nearing retirement should start talking to them about when and how to tap Medicare.
Ignoring Medicare enrollment can cost client
Every adviser with clients who are nearing retirement should start talking to them about when and how to tap Medicare.
When too much is not enough
What to do when clients have more than they need for retirement but don't believe they do.
Tax-lowering ideas for retirement portfolios
Because of changes in distribution rates, reducing clients’ taxes will increase the probability of long-term success.
Holding a client’s hand in a bear market
In a tough market, experienced advisers don’t wait to hear from their anxious clients; they reach out first.
IRS ruling saves stretch IRA
Even though the beneficiary missed a required withdrawal, the five-year rule didn't apply.
