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Millennials are dipping into retirement savings for housing costs
Across generations, the costs of rent and mortgages are challenging.
Americans paying as much interest on other debt as on mortgages
The near-parity between interest payments on mortgages and those on other kinds of debt, like credit cards and student loans, is unprecedented in data going back to the 1970s.
Think twice before borrowing from 401(k) for a home down payment, advisors say
Accessing retirement savings can be helpful for a subset of potential buyers, but there are some important caveats.
Mortgage rate spike changes house-hunting strategy
Some hopeful first-time buyers may have to downsize their dream home with 30-year mortgage rates at their highest level since 2011.
Fed tightening puts mortgage planning back on the table
As mortgage rates hit a two-year high, financial advisers are weighing the pros and cons of whether clients should refinance or downsize.
How low interest rates may affect your clients
Low rates have been problematic for savers hoping to earn enough interest on cash reserves to combat inflation, but those yearning for higher yields may want to be careful what they wish for.
Delinquencies on home mortgages hit highest level since 2011
The increase in delinquences in May was smaller than the jump in April, as the economy ground to a halt
All is not lost when it comes to the mortgage interest deduction
The tax reform law's two significant changes to the way taxpayers deduct interest on loans related to their home both contain exceptions
Government report distorts facts and costs of reverse mortgages
The report overstates the typical cost of a reverse mortgage in today's marketplace and misinterprets Social Security claiming strategies.
Reverse mortgages under fire again
New government report distorts facts and costs of home equity loans for seniors.
Government agency announces new reverse mortgage rules
The Department of Housing and Urban Development raises premiums, tightens borrowing limits for new loans to seniors.
HUD announces new reverse mortgage rules
Agency raises premiums, tightens borrowing limits for new loans to seniors.
HUD budget wording may threaten reverse mortgage protections
Senators seek clarification on 2-year-old rule that gave surviving spouses certain rights.
Ally Financial IPO is banking on short investor memories
Breakfast with Benjamin: One IPO hoping investors have a short memory. Plus: Bracing for weaker earnings, here comes Fed meeting minutes, bond market opportunities, shoving investors toward behavioral finance and refusing LinkedIn requests.
Brokers face challenges in originating mortgages
More financial advisers are becoming licensed mortgage loan originators as full-service brokerage firms look to be one-stop shops for wealthy investors, but some regulatory gray areas are causing concern.
Consider new uses of reverse mortgages for clients
Bolstered by the research of some leading financial advisers and new rules from the Department of Housing and Urban Development, reverse-mortgage lenders hope to recast the product's role.
When undervalued stocks are expensive
How to find undervalued stocks in a bull market. Plus, Bitcoin (yes, Bitcoin) gets legit; big investors licking their chops at BofA $8.5B settlement proposal; some good news for Madoff victims; and welcome back cap gain distributions. Curated by InvestmentNews senior columnist Jeff Benjamin.
Bruce Berkowitz rolling dice on bailout babies — again
Fairholme Fund boss now has 7% of fund's assets in Fannie Mae, Freddie Mac; joins suit, too
Housing market still has cracks, Moody’s says
Investors, beware: Delinquency rates are rising for some homebuyers, according to report
Near-retirees need a plan for debt
Retiring a mortgage can be the biggest boost to cash flow. But like the sequestration that continues to…
