Displaying 38 results
Saver’s Match provides big incentive for 401(k) contributions
A new survey builds on research showing the provision's potential reach and effect on retirement security.
401(k) account balances surged in 2023, says T. Rowe Price
The data show the driving influence of auto-enrollment, the spread of Roth contributions, and the stickiness of target-date products in 401(k)s.
SECURE 2.0 Saver’s Match could help 21.9M Americans
Using federal tax data, EBRI offers a ‘starting point’ to estimate the retirement program’s impact on lower-income workers when it starts in 2027.
An unexpected double tax break for 529-to-Roth rollovers
There’s a chance to do two 529-to-Roth rollovers this year – but only if the first one (for 2023) is done by April 15.
A government site for all your 401(k) data?
The Government Accountability Office wants Congress to mandate a national 401(k) dashboard.
Hub woos small businesses with pooled retirement plan option
The firm's pooled employer plan gives small business owners the chance to offer workers 401(k)s at lower costs.
Betterment at Work offers student-loan matching in 401(k)s
The product arrives as a provision of the SECURE 2.0 Act goes into effect that makes workers' qualified student loan repayments eligible for 401(k) matching contributions from their employers.
DOL gives go-ahead to auto enrollment in emergency accounts
The regulator issued a set of answers to frequently asked questions addressing contributions, limits and investment types.
Would you like your 401(k) with a side of emergency savings?
The Secure 2.0 Act will let employers add emergency accounts for workers next year, and fintechs are gearing up.
Inflation is weakening 401(k) savings ability for millions of Americans, says Schwab
Despite the challenging conditions, workers are trying to keep on top of retirement savings.
Student loan debt assistance programs become higher priority for employers
Employers' interest in various types of assistance has increased this year, partly as a result of the passage of SECURE 2.0 late last year.
Saving for college hurts retirement for nearly 60%, survey says
A new rule for 529-to-IRA rollovers could help those who have both retirement and college savings goals.
Uncertainty about student loan forgiveness complicates use of 401(k) provision
Many employers are wary of implementing a SECURE 2.0 program that lets them apply matching contributions to student loan repayments in 401(k) plans.
Wealth advisors have new prospecting tool in SECURE 2.0
The legislation provides new credits and incentives that cover a significant portion of the cost of setting up a retirement plan, while also providing access to new 401(k) solutions.
Want to do a 529-to-Roth rollover? Read the fine print
Here’s why you need to read beyond the headlines and understand why this may be the most overhyped provision of SECURE 2.0.
Hello, I must be going
Advisors and clients will see a flurry of coveted tax breaks come and go in the next three years. Here’s how to keep track.
Advisors recommend solo 401(k) to sole-proprietor clients
Some business owners are able to accumulate more retirement savings in the vehicles than in a SEP IRA, and such funds can also become part of a Roth IRA rollover strategy.
SECURE 2.0 provides breathing room for RMDs
In addition to raising the age at which individuals must start taking required minimum distributions, the SECURE 2.0 Act also lowers the penalty for not taking an RMD.
SECURE 2.0 gives fintechs opportunity to help advisors navigate tax season
eMoney Advisor and FP Alpha have tools to help advisors with Roth conversions.
Two cheers for the SECURE 2.0 Act
Digesting everything in the new law will take some time as financial advisors will have plenty of interpreting and educating to do.
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