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Mary Beth Franklin: How the best Social Security claiming strategy works

Filing and suspending can let benefits grow by 8% per year until age 70. But beware: taking lump sum payouts instead of delayed retirement credits is not always an option, according to InvestmentNews contributing editor Mary Beth Franklin.

Filing and suspending can let benefits grow by 8% per year until age 70. But beware: taking lump sum payouts instead of delayed retirement credits is not always an option, according to InvestmentNews contributing editor Mary Beth Franklin.