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The art and science of longevity

Advisers' responsibility to make sure their clients are prepared for the challenges and opportunities that come with extended life expectancies.

For better or worse, Americans are living longer. Gone are the days when most people retired at 65 and were dead at 72. Today, men and women retiring at 65 can expect to live another 25, 30, 35 or even 40 years — all the while drawing down their hard-earned retirement nest egg.

It is the r

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