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A retirement plan from the guy who teaches retirement income planning

The American College's David Littell lays out his goals and strategies and finds that sometimes, it's not as easy in real life as on paper.

Americans worry about affording retirement, but that doesn't usually translate into hard-core financial planning. Then there's David Littell, the 61-year-old director of the retirement income planning program at the American College of Financial Services, a nonprofit that educates financial advisers

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