Market volatility signals it’s time to take another look at Roth conversions
Advisers should be considering a “re-characterization,” or undoing, of clients' Roth conversions, which essentially converts the Roth money back to pre-tax money.
The recent bout of market volatility, and any resulting drop in clients' individual-retirement-account values, should prompt advisers to take another look at Roth conversions.
Performing a Roth conversion is a way for investors to turn traditional, or pre-tax, IRA money into Roth IRA money by paying
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