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Darla Mercado

Darla Mercado writes about retirement issues and products, including taxes, annuities and 401(k) plans. She welcomes feedback and tips from readers on interesting topics. Outside of the newsroom, Darla spends her time inline skating, biking, running and swimming. She Tweets at: @Darla_Mercado

Displaying 965 results

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J.P. Morgan replacing retirement plan fund menu with portfolios

New approach divides fund offerings into a trio of goal-based portfolios

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Occupy Wall Street now occupying more of Wall Street

As hundreds milled about at Zuccotti Park today in Manhattan's Financial District, it became clear that Occupy Wall Street isn't just a young person's movement anymore. And it's gathering momentum.

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Ameriprise workers sue over 401(k)s

A group of workers at Ameriprise Financial Inc. have filed suit in federal court against their employer, alleging that the company placed their 401(k) contributions in proprietary funds, ringing up $20 million in excess costs.

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Demonstrations point to growing cynicism among future investors

Protesters in the Occupy Wall Street movement are giving financial advisers something else to worry about: a generation of leery, cynical investors

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BlackRock’s indexed target date funds aim at Vanguard, Fidelity

BlackRock Inc. may be touting its new indexed target date series, but it will face some tough competition from established players in the market.

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Securities lending in 401(k)s comes under heavy fire

Government studies show employees, bosses often unaware of practice; does it boost returns or not?

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GAO skewers lending by plans

The Senate Special Committee on Aging and the Government Accountability Office have called upon the Labor Department to give employers guidance on securities-lending activities that are taking place within retirement plans

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Aviva fixed-annuity shift could trigger a trend

Aviva USA last week rolled out a series of changes to its fixed-annuity lineup, including reductions on agents' commissions and the discontinuation of one of its income riders.

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Insurers are upping VA withdrawal benefits

Generous withdrawal benefits for variable annuities — albeit with limits — continued their comeback in the third quarter, according to a report from Ernst & Young.