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Darla Mercado

Darla Mercado writes about retirement issues and products, including taxes, annuities and 401(k) plans. She welcomes feedback and tips from readers on interesting topics. Outside of the newsroom, Darla spends her time inline skating, biking, running and swimming. She Tweets at: @Darla_Mercado

Displaying 965 results

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Ruling is Stoli setback for Principal Life

A federal court decision in Pennsylvania has notched a win for life settlement investors.

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  • News
  • March 5, 2012

Updated stable-value funds making a comeback

Stable-value funds — onetime retirement plan favorites that were tarnished in the wake of the financial crisis —…

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Carriers look beyond variable annuities

In a bid to appeal to fee-based and fee-only financial advisers, life insurers are resurrecting a once-forgotten product intended to generate a steady stream of retirement income outside the VA arena.

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  • News
  • March 1, 2012

Piper Jaffray downplays takeover talk

But reports of a possible Chinese suitor heat up the floundering firm's share price

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Life settlement products turn out to be killer for Tex. reps

Texas securities regulators last week fined a pair of Corpus Christi-based brokers for their alleged sale of notes…

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  • News
  • February 24, 2012

Housing biggest expense for 50-plus set

The majority of spending for Americans over 50 goes to mortgages, property taxes and other home-related expenses, according…

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Biggest expense for Americans over 50? Not health care

Out-of-pocket costs on drugs and medical insurance are the second-most-costly item for older folks.

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4% withdrawal rule called into question

For nearly two decades, financial advisers have operated under the assumption that retired clients can withdraw a maximum of 4% of their nest egg each year. Now, the thinking is changing. Extra 10 worst states for retirement &raquo

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Life settlement notes turn out to be killer for Tex reps

Pair of brokers in Lone Star state suspended for selling bogus promissory notes from now-defunct National Life Settlements; 'We were fooled'

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The secret to picking dividend stocks? A certain ratio

North Star's Farrell offers formula for finding best bets among dividend-paying shares