10 retirement risks facing your clients
Sequence risk
The danger that the timing of withdrawals from a retirement account will damage the investor's overall return.
“Regardless of market conditions, withdrawals from qualified retirement accounts can diminish an investor's overall return if not strategically applied. Establishing a budget and setting aside 2 to 4 years of living expenses in short-term fixed-income or money market securities is a proven method to mitigate these risks.”
— Chad Olson, financial advisor, SageView Advisory Group