Blaming the 401(k) for lack of retirement savings
Plus: U.S. oil production could derail oil rally, a cash management strategy ahead of October's rule change, and bond ladders still make sense
- The case for how 401(k) plans have put retirement income further out of reach for some Americans. Pensions used to work, then pensions went away. The typical 401(k) is anything but automatic.
- Don’t make the mistake of overlooking U.S. oil production when celebrating the oil-price rally. U.S. production spikes after eight months of declines.
- As cash management gets more complicated with the October rule change for money market funds, now is a good time for a primer on cash allocations. Morningstar’s Christine Benz breaks it down.
- Singing the virtues of bond laddering. What better way to dodge the impact of higher rates on bond portfolios? No fund fees, no hot money issues, no problem.
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