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Advisers rethink estate planning

With no permanent repeal of the estate tax in sight, advisers are appeasing worried clients by putting new twists on old estate-planning tools.

With no permanent repeal of the estate tax in sight, advisers are appeasing worried clients by putting new twists on old estate-planning tools.

"Increasingly, advisers are pulling out all of the tools from the arsenals," said Patrick Smith, vice president of estate and business planning for The

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