There’s a wrong way to use target-date funds
Investing in other funds in addition to a TDF adds risk and defeats the purpose.
The benefits of using the increasingly popular target-date funds as turnkey solutions in retirement plans are sometimes diluted by retirement savers who pair the prepackaged products with other funds.
"When it comes to target-date funds, it should be an all-or-none situation," said David Blanchett,
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