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How to define yourself as a life insurance adviser
Distinguishing yourself from life insurance sales people leads to better working relationships and ensures your clients' best interests are served.
‘Retirement Rip-Off Counter’ underscores impact of Department of Labor’s fiduciary rule delay
A counter adding up the $46 million retirement savers are losing daily from a delay of the Department…
Help clients boost returns without increasing risk
If your clients are considering private placement life insurance or private placement variable annuities, here's what you should consider as part of the planning process.
Department of Labor’s fiduciary rule blamed for insurers’ massive hit on variable annuity sales
The variable annuity industry took a beating in 2016, with several of the top sellers inking losses upwards…
Tontines could be making a comeback, providing alternative for retirement income
Re-engineered, investment vehicles could provide alternative for retirement income.
Tips for managing clients’ health care expenses in retirement
Financial advisers should incorporate health care planning into their practices.
Tax cut optimism may be overblown
Wall Street Journal columnist notes health care resolution must come first, making any tax reform more distant.
Rules governing indexed universal life insurance may not go far enough
Recent rules have led to some improvements in policy illustrations, but observers still see room to make them even better.
6 essential ingredients to life insurance advice
Life insurance is the last, largest, most-neglected asset on clients' balance sheets and in desperate need of management.
Study finds most retirees want guaranteed lifetime income
Consumers want products that offer peace of mind and make it easier to manage a budget in retirement.
Advisers embrace elimination of Obamacare taxes, question GOP replacement plan
The House Republican approach kills investment-income levies, but the breadth of coverage could shrink.
The Hartford wins excessive-fee lawsuit
The lawsuit is similar to ones filed against other insurance companies in recent years, which challenge the fee levels received by the firm versus a fund's subadvisers.
Strict timeline governs health savings accounts and Medicare
Beware of a six-month look-back period and tax penalties.
There’s never been a better time to provide life insurance advice
Clients need help with this last, largest, most-neglected asset on their balance sheets like never before
Dallas judge in DOL fiduciary rule suit deals yet another blow to indexed annuities
The judge affirmed that inclusion of indexed annuities in the BICE was reasonable.
Medicare enrollment ends HSA eligibility
Working longer can allow continued contributions.
UBS exploring fee-based annuities for advisers
The wirehouse would be jumping on a trend toward advisory business that analysts expect to accelerate because of the Labor Department's fiduciary rule.
Dodd-Frank repeal could lead to big changes for indexed annuities
Scrapping or revising the law could lead to the disappearance of the Harkin Amendment, which would pave the way to indexed annuities being classified as securities rather than insurance products.
Buffer annuities, an index-variable hybrid, garner mixed reactions
While some call the annuities 'odious' due to complexity, others believe they're more straightforward than other annuity products.
Conditions fertile for annuities if industry can connect with investors
A number of factors — DOL fiduciary, low interest rates and longevity — are coming together in favor of annuities if certain impediments are eliminated.
