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There’s never been a better time to provide life insurance advice
Clients need help with this last, largest, most-neglected asset on their balance sheets like never before
Dallas judge in DOL fiduciary rule suit deals yet another blow to indexed annuities
The judge affirmed that inclusion of indexed annuities in the BICE was reasonable.
Medicare enrollment ends HSA eligibility
Working longer can allow continued contributions.
UBS exploring fee-based annuities for advisers
The wirehouse would be jumping on a trend toward advisory business that analysts expect to accelerate because of the Labor Department's fiduciary rule.
Dodd-Frank repeal could lead to big changes for indexed annuities
Scrapping or revising the law could lead to the disappearance of the Harkin Amendment, which would pave the way to indexed annuities being classified as securities rather than insurance products.
Buffer annuities, an index-variable hybrid, garner mixed reactions
While some call the annuities 'odious' due to complexity, others believe they're more straightforward than other annuity products.
Conditions fertile for annuities if industry can connect with investors
A number of factors — DOL fiduciary, low interest rates and longevity — are coming together in favor of annuities if certain impediments are eliminated.
DOL fiduciary rule hastening death of L-share variable annuities
Insurers are speeding up their closures of L-share products as regulators crack down, but are quickly introducing new fee-based contracts.
Obama administration shows more support for annuities in 401(k) plans
In a recent letter, the Labor Department said target date funds using annuities may be a prudent default investment option for employers.
DOL proposes allowing some insurance intermediaries to use a BICE under fiduciary rule
If granted, the change would make it easier for some indexed annuity distributors to sell commission products under the Labor Department regulation.
Is cyber insurance worth the cost?
Many advisers think E&O is enough, but these policies target the wayward web.
Time to talk with clients about life insurance policy costs
Communicating the right way can help solve under-performance problems caused by both performance downgrades and cost increases.
Health savings accounts front and center amid Obamacare repeal efforts
With most versions of the plans aimed at replacing Obamacare including higher deductibles and out-of-pocket expenses, HSAs could represent a tradeoff in terms of costs.
Office of Management and Budget reviewing proposed exemption under DOL fiduciary rule for some indexed annuity distributors
Some indexed annuity distributors are poised to get a shot in the arm from the proposal, which would make it easier for independent agents to sell the annuities under the rule.
Elizabeth Warren investigating sales of Prudential insurance policies by Wells Fargo
The Massachusetts senator and Rep. Elijah Cummings have asked the insurance company's CEO for information on sales of term life insurance through Wells Fargo.
Complaints surface at Finra over buffer annuities
Regulator says new type of VA is highly complex and uses structured products — not mutual funds — in the sub account as the underlying investment.
Have indexed annuities become too complicated?
The emergence of several "exotic" indices within indexed annuity contracts have arguably made these products more complex than they need to be.
Prudential halts some insurance sales through Wells Fargo after ex-employees’ whistleblower lawsuit
Plaintiffs allege wrongful termination after urging their employer, Prudential, to take action over seemingly fraudulent sales of life insurance policies by Wells Fargo's retail bank.
How financial advisers get it wrong when discussing insurance with clients
Clients are too often being presented with comparisons of hypothetical values for the in-force policy versus some sales proposal/illustration.
Trump’s policies could be tough on emerging markets — and ignite a trade war with China
Strategists at Matthews Asia believe turbulent times could be ahead.
