Displaying 3278 results
Health care costs squeeze retirement savings
Workers and retirees worry about how to pay for current and future care.
Is securitizing health care loans a workable solution for accessing high-cost medical treatments?
As an investment, this is an idea that adopts the same general form as mortgage-backed securities.
Don’t just rely on life insurance illustrations
When reviewing life insurance options, advisers should look beyond hypothetical valuations.
The DOL fiduciary rule could push these firms’ variable annuity sales even lower
Only one firm, MetLife, posted any substantial gains, as market volatility and fixed indexed annuities cut into VA business.
Insurers slow to introduce QLACs for 401(k) market
The retail audience has been a much more popular route for these longevity annuity products.
The road to retirement just got rockier
Advisers have a vital role in helping long-term care insurance holders decide whether the policies are worth the cost.
Meet the annuity ‘robo’ looking to undercut insurance agents
Stan "The Annuity Man" Haithcock heads a new direct-to-consumer website providing annuity quotes and comparisons.
Transamerica sued for cost increases on universal life insurance contracts
Transamerica along with other insurers have upped costs on in-force policies as they've had to contend with persistently low interest rates.
Texas adviser barred for fraudulent sales of life settlements
James Poe failed to disclose material conflicts of interest to investors, including receipt of a 20% fee through a firm he owned, according to the Texas State Securities Board.
DOL fiduciary rule will transform the annuity industry
If the Labor Department has its way, say goodbye to the variable annuity industry as we know it. (Related: Spotlight on Annuity Strategies special report)
Rising interest rates pushing annuity product development
Security Benefit, Allianz and New York Life all debuted new fixed annuity products in March that seek to benefit investors in a rising-rate environment.
Genworth to pay $219M to settle securities lawsuit related to long-term-care insurance
The insurer allegedly made false representations to investors over the strength of its long-term-care business.
Insurers and their clients will reap benefits when rate rise picks up steam
Annuity and life insurance products would likely see better contract guarantees long-term.
SEC adds ETFs, variable annuities to exam priorities
The Securities and Exchange Commission will be looking at ETF sales strategies, trading practices and disclosures, as well as suitability and sales supervision of variable annuities.
What advisers can learn from a convicted felon’s lawsuit against Goldman Sachs
Case highlights vulnerability of advisers when they don't use up-to-date methods to project costs.
Why fixed indexed annuities are continuing to increase in popularity
Their features require careful explanation, but today's fixed indexed annuities can offer upside for clients.
As indexed universal life sales climb, be sure to mind the risks
Advisers need to bear in mind that this cousin of traditional universal life insurance requires unique precautions.
LPL eyes more fee-based variable annuities as fiduciary rule looms
Distribution of more variable annuities in an advisory rather than commission environment could play out as a result of Labor Department regulation.
Donald Trump’s health care plan starts with repealing Obamacare
Breakfast with Benjamin Donald Trump's health care plans includes repealing Obamacare, along with six other points. It promises to be yuuge.
Medicare, reverse mortgages and the complexities of retirement planning
There is a critical nexus between financial advising, tax planning and health care planning that is more and more important in today's world.