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Insurers adding optional death benefits to IOVA contracts
The optional features allow for more investor choice and seek to capitalize on strong IOVA sales.
Genworth doubles down on LTC business in challenging market
The firm is suspending sales in traditional life insurance and fixed annuity products in the first quarter of 2016.
Voya restricts variable-annuity sales under regulatory pressure
In response to Finra's warning on suitability, the firm's affiliated brokers will no longer sell certain types of L share annuities, a move that puts the company in line with other B-Ds.
Wall Street is now fretting over the threat of another recession
Breakfast with Benjamin: The word 'recession' is being used openly on Wall Street, in case you needed more proof that the U.S. economy is barely moving forward.
Advisers fall short on implementation of long-term-care insurance
Most know it's a key part of retirement planning but lack in-depth knowledge when the need for care arises.
What advisers need to know when working with May-December couples
Six areas in which planning for couples with a wide age difference may require different financial advice.
Employees enrolling in health savings accounts, 401(k)s more than ever: report
BofA study finds auto enrollment plans helping a lot but workers, particularly younger ones, are more confident as the financial crisis continues to fade.
Health care costs for retired couples climb 11% over 2014: Fidelity
65-year-old couple retiring this year should expect to spend $245,000 on health care costs, up $25K from last year.
Jackson National to offer DoubleLine smart beta fund in VAs
Smart-beta strategies got their latest seal of approval in the form of a $100 million mandate from variable annuity giant Jackson National, which has added the DoubleLine Shiller Enhanced CAPE Fund to its menu of VA investment options.
How to shop smart during Medicare annual enrollment
This is the time of year when everyone on Medicare can reevaluate features of their plans to see if they're getting the best coverage at the best price.
The latest data on life insurance companies and long-term-care providers
Life insurance companies, ranked by direct premiums Company 2014 direct premiums ($M) Market share Metropolitan $11,261.1 7.66% Northwestern…
Advisers tell clients: Think of retirement as ’35 years of unemployment’
Although estimates of life expectancy just got longer, clients aren't prepared to make hard planning decisions.
IBDs, wirehouses drive second-largest sales quarter for fixed indexed annuities
Variable annuities may have won the day in quarterly sales, but broker-dealers are stepping up their distribution of fixed indexed products, which hedge against rising interest rates.
Fidelity throws its weight behind longevity annuities
The Boston retirement-services giant is giving its clients a new option for planning for the costs and risk of living longer by making deferred-income annuities available for retirement plans. (See also the Top 10 annuity sellers in the second quarter.)
Health care costs can derail retirement plans
Paying for health care has rarely been considered a major threat to retirement budgets, but with health care inflation driving costs higher, increased longevity and Medicare means-testing imposed on higher-income retirees, that's changing fast.
Gloom overshadows Wall Street, but some economists still see a September rate hike
Breakfast with Benjamin: Despite the mood on Wall Street getting downright gloomy, some economists still think the Fed will raise interest rates next month.
Maximize an HSA to fund Medicare and other health expenses
Use the hat trick of tax-free cash for retirement care.
MetLife launches first longevity annuity for individual clients’ retirement accounts
Latest product comes as qualified longevity annuity contracts look for a place in retirement accounts.
Delaying Social Security may boost Medicare costs
Clients who elected to file and suspend their Social Security benefits will be hit with a big Medicare Part B increase next year but don't panic. Delaying is still a good strategy.
Oil needs to keep falling to find its supply balance
Breakfast with Benjamin: An expected drop in crude prices to $30 to $40 a barrel this fall might not be enough to balance global oil markets.
