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What’s new for Social Security in 2020?
The changes include higher payroll taxes, larger benefits and a promise of improved customer service
How proposals to tax more wages could boost Social Security benefits — or not
One possible way to improve the solvency of the Social Security system is to boost the amount of earnings subject to the payroll tax.
Medicare and health savings accounts don’t mix
Unwary older workers can face tax penalties for funding an HSA after 65.
Social Security’s outdated rules
Delayed claiming favors the wealthy, while taxes on benefits hurt middle-income recipients.
Timing is crucial for Social Security earnings test
Higher limits apply in the year a worker reaches full retirement age.
Why more seniors are working longer
Improved health, changing job characteristics and Social Security rules are responsible for the graying workforce.
A new twist on Medicare open enrollment
The government projects a decline in premiums next year for Medicare Advantage and drug plans.
Creating time-tested retirement income plans
Two veteran advisers reflect on more than 35 years of managing retirees' assets and expectations
When to buy Medigap insurance
Rise in Medigap premiums is outpacing Social Security's cost-of-living adjustment, and the disparity is likely to get worse in 2020.
Social Security rules for nonworking spouses
Worker must claim benefits to trigger the spousal benefit for a mate.
Clients worry about future Social Security cuts
Advisers need to monitor the political landscape and develop backup plans.
Social Security and Medicare issues get personal
Forced to slow down, our columnist has a lot to think about concerning her future.
Social Security has special rules for divorce
Ex-spouses have more claiming options than married couples.
Women in two-income households face greatest retirement risk
Lifestyle creep, under-saving and lower Social Security benefits to blame.
Why healthy clients need to save more for retirement
Tax-free health savings accounts, Roth IRAs, insurance and annuities can help cover retirees' future health-care costs.
Retirees lose $3.4 trillion by claiming Social Security too early
Study finds suboptimal timing costs $111,000 per household.
Confusion around Medicare enrollment
Tools and courses can help advisers guide clients through deadlines and choices
How to suspend Social Security benefits
The move can boost future benefits — but beware of unintended consequences.
Special Social Security rules for public sector employees
Two exceptions can ease the sting of offsets that reduce benefits.
Terminal diagnosis affects Social Security timing
Shortened life expectancy puts the focus on future survivor benefits.
