Displaying 86 results
Are 401(k)s the ultimate retirement plan?
Advisors weigh in on the impact the DOL’s retirement security rule will have on 401(k) plans and retirement.
AllianceBernstein 401(k) lawsuit booted
A court dismissed the case, pointing to the facts that the company waived fees for its participants and didn't really benefit from the assets.
For the first time, more than 70M workers have access to a 401(k)
Three-fifths of workers have access to a plan, with the average contribution topping $5,000 for the second straight year.
Retirement savers finished 2023 on a high note, Fidelity says
Three-quarters of eligible workers made contributions to their accounts amid near-universal inclusion of Roth options in workplace savings plans.
The case for PE in 401(k)s isn’t clear at all, new research finds
There’s no correlation between pension plans’ use of private equity and their performance, Morningstar finds.
Bitcoin ETFs in 401(k)s a useful diversifier, proponents say
Such ETFs could become a small component of target-date funds.
Betterment at Work offers student-loan matching in 401(k)s
The product arrives as a provision of the SECURE 2.0 Act goes into effect that makes workers' qualified student loan repayments eligible for 401(k) matching contributions from their employers.
Millennials more retirement ready than boomers, study finds
Three investment options that weren't available to boomers are working to millennials' advantage.
IBM’s pension idea and the future of retirement plans
The unusual addition of a cash balance plan could benefit the company and, observers say, workers.
Employers say employees are ready for retirement but employees disagree
37% of participants 50 and over say they will retire later than expected.
How 401(k)s, 529s factor into the new FAFSA
The forthcoming application for Federal Student Aid will have some big changes that will help some families and hurt others.
MetLife latest in string of 401(k) lawsuit settlements
The increase in the number of cases being settled this year follows a spike in litigation that started several years ago.
GE’s 401(k) lawsuit settlement has $61M price tag
Plaintiffs alleged the company ran afoul of the Employee Retirement Income Security Act by putting its own funds on the plan menu.
IRS catch-up guidance a relief to 401(k) sponsors, advisors
Plans now have until 2026 to add Roth accounts that will allow high earners to make catch-up contributions.
Think twice before borrowing from 401(k) for a home down payment, advisors say
Accessing retirement savings can be helpful for a subset of potential buyers, but there are some important caveats.
Your 401(k) likely includes military weapons holdings
Many of the top US fund companies have exposure to companies that make controversial weapons, As You Sow found.
Gen X on shaky ground for retirement, with 40% having saved nothing
The median retirement account balance among Gen Xers is just $10,000, NIRS found.
Why Gen Zers say they’ll need one-third of what boomers do in retirement
Some clients have unrealistic expectations about retiring early while others are overly pessimistic, advisors say.
Investors favoring taxable accounts over IRAs, 401(k)s
As wealthier clients approach retirement, advisors must focus on income strategies, Hearts & Wallets says.
House rep wants to keep China and other ‘adversaries’ out of 401(k)s
Legislation proposed this week would bar defined-contribution plans from making new investments in several countries it defines as 'foreign adveraries.'
