Displaying 91 results
PGIM unveils new retirement spending funds
The asset-allocation solutions are designed to address investors’ varying risk tolerances and retirement income needs.
BofA rolls out retirement income portfolios
The products, available to Merrill's clients, are designed to provide retirees with reliable income over 25 years.
Empower unveils comprehensive retirement income suite
The DC plan provider is rolling out an expansive shelf of retirement solutions through multiple partnerships.
Why pre-retirees with a plan are better off in retirement
T. Rowe Price report reinforces benefits of formal financial planning on retirement wealth, confidence, and more for 401(k) participants.
Tax hike alone won’t save Social Security, think tank warns
Proposed bill to raise taxes on high earners isn’t enough to fix program's brewing solvency challenge, according to new report.
Showing how good or bad luck shapes retirement lifestyles
IncomePath software from Tamiko Toland and Michael Finke was inspired by the work of William Sharpe.
NAPA launches pioneering retirement income program for advisors
First-of-its-kind course aims to help advisors articulate the value of retirement income solutions to complement 401(k) plans.
Social Security fixes include raising retirement age, taxable income cap: Conference Board
Report from policy think tank details the program's financial problems and suggests a number of reforms.
Retirement income literacy lacking among older Americans
The study exposes demographic fault lines in financial knowledge, with advised individuals scoring higher on several fronts.
Should advisors focus on goals-based investing or beating the market?
Goals-based investing is "what happens when you take an investment process and build it for mom, but not necessarily for mom’s pension plan," CIO says.
After Dave Ramsey unleashes on 4% rule, advisors unleash on him
Prospects who are fans of the radio host can be turned off by criticisms of his guidance, so it can pay to be diplomatic in critiquing his 8% rule.
The 4% rule is back, but it’s not really a rule
A 4% withdrawal rate in retirement can be a place to start, research from Morningstar suggests, but one planner calls it 'simple and dangerous.'
Planning for the 40% of retirements that occur without warning
Considering a range of scenarios and having different buckets of assets is helpful, advisors say.
State Street rolls out second 401(k) target-date series featuring an annuity
The plan feature is provided by Global Trust Co. and Annexus Retirement Solutions.
Retirement experts advise staying nimble regarding 4% rule
While the popular guideline is a good starting point, inflation and rising interest rates are factors that change the game when it comes to retirement withdrawals.
Broadridge launches effort to create retirement income solutions in plans
Retirement Income Consortium members include major investment, plan managers.
New retirement guide focuses on longevity, inflation
J.P. Morgan Asset Management says that advisers should plan for 35 years in retirement for clients, rather than the previous 30 years, as average life expectancy continues to increase.
Where financial wellness falls short
Less than a third of employers offer such services in some form, most often as it relates to retirement saving. And when the services are available, plan participants tend not to use them.
Widow’s dilemma: When to claim Social Security
Survivors are subject to an earnings limit if they claim the benefit before reaching full retirement age.
Lincoln will provide guaranteed income in new PEP
The product, called OpenPEP, has customized investment options that can be used as the default.
