Displaying 278 results
Goldman Sachs’ Ayco adds ‘marketplace’ for workplace clients
The firm is now providing access to investment management, insurance brokerage and other services
Why 2020 is a bad year to turn 60
COVID-related job losses this year could reduce Social Security benefits for millions of people born in 1960
‘Lost and found’ 401(k) bill resurfaces
The Treasury would build a national account-tracking system, under bipartisan legislation co-sponsored by Sen. Elizabeth Warren
Long-term care a big question in pandemic
COVID-19 has highlighted the necessity of planning for care in old age, and advisers are increasingly recommending 'hybrid' annuity or life insurance products
Timing a Social Security claim when you have children
The Viagra college fund is alive and well, but the earnings test could reduce benefits
INmail: Spousal benefit math when claiming before full retirement age
By claiming her Social Security early, will my client's benefits be permanently reduced?
Empower Retirement to buy Personal Capital in $1 billion deal
The deal would bring Personal Capital's online and human adviser services to Empower's retirement plan business
401(k)s add COVID-19 cash-outs, few workers take them
Less than 5% of participants have taken distributions related to COVID-19, several surveys show
Social Security withholds retroactive retirement benefits
The agency is delaying lump-sum payouts of back benefits amid the pandemic
INmail: Claiming strategy for nonworking spouse
What’s the best Social Security claiming strategy for a married couple where the husband is 67 and the wife, who has no earnings history of her own, is 65?
Social Security underpays more than 15,000 survivors
An audit shows many retired widows and widowers are due higher survivor benefits
401(k) savers pull back on account trading
After seeing median returns of -20% during the first quarter, participants did not make many trades in May, according to two reports
Few use CARES Act to tap retirement savings
Even though plan sponsors are offering easy access to retirement accounts, few workers have taken advantage of that
INmail: Switching between retirement and survivor benefits
Could I stop collecting my retirement benefit, switch to my survivors benefit and then switch back to my retirement benefit at age 70?
ESG gaining ground in 529 programs
More than a dozen college-savings plans now include at least one investment option following environment, social and governance criteria
Retirement worries rise most for women during pandemic
Already facing greater retirement-security challenges, women said the crisis has put them farther behind, according to a recent survey
How history lessons can help calm anxious investors
Encouraging clients to stay invested through the worst and best days is the most likely to result in a successful retirement outcome
Upholding the spirit of new legislation
Lawmakers have stepped in to provide relief to millions of Americans, but the laws come with unforeseen loopholes
Medicare enrollment complicated by the pandemic
Newly eligible individuals can apply online, but some older workers who lose their jobs can’t
Retiring at 65 may still be the norm, despite Social Security changes
A phased extension of the full retirement age to 67 has changed claiming behavior, but not retirement, according to new research
