Displaying 278 results
INmail: Step-up to larger spousal benefit is automatic
Although retirement benefits earn delayed credits for every year a worker postpones claiming them up until age 70, spousal benefits do not.
Early estimate puts 2021 Social Security COLA at 1.3 percent
That adjustment for next year would be small, but higher than previously expected
INmail: Claiming early nixes switching to spousal benefits
Unfortunately, clients can’t switch to a spousal benefit and allow their own retirement benefit to continue to grow until 70 for a few reasons.
Pandemic’s financial, emotional toll prompts early retirements
Stress, employment concerns and market jitters have clients asking whether they are in good shape to stop working
Impact of raising the Social Security taxable wage base
Taxing more earnings would improve the finances of the Social Security trust fund; it might also boost benefits
Q&A: WealthConductor CEO Sheryl O’Connor
The fintech's leader talks retirement savings software in the age of COVID-19 and what the industry lacks in gender equality
People of color feel ready for retirement but may not be, study finds
Allianz says their potential misinterpretation of the situation may put retirement at risk
Reframing Social Security claiming decisions
Focusing on benefit size rather than claiming age can improve outcomes
COVID-19 leads some to say they will work in retirement: Survey
Most people have not stopped saving for retirement, but more are saying they will stay on the job past the traditional retirement age
Why ROI is the wrong metric for guaranteed income
Comparing annuities to traditional assets and focusing on rates of return undermines the value they provide
INmail: Navigating Social Security benefits and public employee offsets
Public employees in about a dozen states, as well as federal employees under the old Civil Service Retirement System, do not participate in Social Security and are not subject to payroll taxes.
GAO wants better benefits information for divorced spouses
Report says the Labor Department's information about claiming retirement benefits may be insufficient
INmail: Bad information on survivor benefits
If a client has remarried after a divorce, they may still be eligible for divorced widow benefits when the first spouse dies.
Advisers can shine a light on the darkness of 2020
Financial advisers are ideally situated to help clients talk through the unforeseen challenges a global pandemic brings
DOL schedules hearing on investment advice proposal
The session is slated for Sept. 3 following pressure from Democratic lawmakers and investor advocates
Here’s how COVID-19 could test the value of ESOPs
Employee ownership plans correlate with higher income and better retention, and companies with such plans are likely doing better than others right now, according to an ESOP group
3 tips on building recession-ready retirement income plans
Advisers need to help clients understand that the question isn’t whether the markets will drop, it’s when and how far
One PEP for all clients: Retirement Income Summit day four
The Secure Act provides numerous opportunities for advisers, and annuities are part of that, panelists said
Virus spurs retirement resets, but what about Social Security?
Pandemic complicates Social Security claiming strategies in 2020, Mary Beth Franklin says
Workers need more help with retirement plans: Report
401(k) providers improved service overall this year — but not when it comes to communicating about COVID-19, according to Cogent
