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INmail: Claiming early nixes switching to spousal benefits

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Unfortunately, clients can’t switch to a spousal benefit and allow their own retirement benefit to continue to grow until 70 for a few reasons.

Judy: I am 64 and took my Social Security benefit last year so my husband could claim a spousal benefit on my earnings record while allowing his own retirement benefit to continue to grow until 70. When he turns 70, I will be 67. At that point, can I switch to a spousal benefit and let my own benefi

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