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Why the Social Security file-and-suspend strategy isn’t for everyone

Just because you are eligible, doesn't mean this claiming strategy is right for you.

A financial adviser called me last week with what seemed to be a simple question: If file and suspend is such a valuable claiming strategy to maximize Social Security benefits, why doesn't everyone who is at least 66 years old request to file and suspend their benefits by the April 29, 2016, deadlin

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