Displaying 156 results
The new normal for RPAs post-pandemic
In the wake of the pandemic, RPAs will need a fully integrated technology stack to leverage the convergence of wealth, retirement and benefits at the workplace.
The power of wealth, retirement and benefits converging
When combined, the ideas and solutions expand exponentially. The power of three, or the trilogy, is a well-known concept in life, science and religion.
The most dangerous 401(k) myths many plan sponsors still believe
You can't outsource all of your fiduciary responsibilities, and not all retirement plan advisers are created equal.
Who is your 401(k) client?
Retirement plan advisers have to choose one client over the interest of others – and that affects the services they provide, their fiduciary responsibilities and profitability.
DC industry must cooperate to offer emergency savings accounts
The case for emergency savings accounts has always been compelling. When low- to moderate-income workers run into problems, they either take out loans or make hardship withdrawals, contributing to plan leakage. The pandemic only highlighted the issue.
How RPAs can decommoditize their 401(k) services
Though retirement planning seems so critical to those of us in the defined-contribution industry, just as copy machines seem to their salespeople, plan sponsors may not feel the same.
Franklin Templeton’s managed account product could be future for DCIOs
Managed accounts offer DCIOs the opportunity to be a more active and important part of the DC ecosystem. It moves them from being dependent on record keepers, advisers and plan sponsors to create the strategy to help participants, to being an advice provider of customized investment solutions.
Banks can provide an opportunity for RPAs
As several recent deals show, such as OneDigital's purchase of Truist's RPA business, banks offer retirement plan advisers a chance to grow their business.
SageView deal shows RPA M&A market is still hot
After private-equity partners lined up to invest in Captrust, which eventually selected GTCR, the firms that were left out were eager to invest. SageView became the most attractive option remaining.
The future of 401(k) plans, as industry leaders see it
The business is complex and competitive, and it is changing rapidly, industry leaders noted at several InvestmentNews events
What elite RPAs think about PEPs
Pooled employer plans, or PEPs, could dramatically change the 401(k) business, but only if employers decide to adopt them.
The cost of record-keeper consolidation
Big mergers can lead to headaches for broker-dealers.
401(k) record keepers bullish on post-COVID opportunities
Industry consolidation, financial wellness, data and new ways to work in the pandemic reality were among things on attendees' minds at the latest RPA event
DC aggregators are key to retirement system’s success
Consolidation in this business gives opportunities and challenges, guests at the RPA Convergence Roundtable and Think Tank said.
Broker-dealers at convergence of wealth and retirement
The recent RPA Convergence Broker-Dealer Roundtable and Think Tank highlighted opportunities and challenges.
CITs are sweeping through the retail 401(k) market
Collective investment trusts are all about pooling assets, which is at the heart of the value of DC plans
The $6.5 billion market most RPAs ignore: Government plans
They represent the next blue ocean for retirement plan advisers
Reported SageView sale heats up already hot RPA M&A market
The potential megadeal will affect the retirement plan adviser business and could lead to further mergers and acquisitions
To survive in the COVID era, RPAs must adapt
Firms that are clinging to old ways of doing business will struggle to grow, or even keep their doors open
Bob Reynolds reflects on future of 401(k) plans after the election
The Putnam CEO is concerned that the retirement plan system is an easy target if the government needs to raise money