Opinion

Displaying 3043 results

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Teenagers are trading stocks on their own. Should they?

Fidelity launched a new brokerage account in May for 13- to 17-year-olds, but the larger focus should be on education, not access to the markets.

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Culture, client communication help determine firm value

Bad cultures can be clearly identified by things like high employee turnover, an obvious lack of morale or client retention.

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How to make risk management work for advisers

Instead of engaging in a debate over which 30-year-old approach to risk management is better, advisers can jump to the best of current institutional risk management approaches, adapted to the unique challenges presented by working with individual investors.

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The latest in financial #AdviserTech — June 2021

This month's #AdviserTech roundup includes a fundraising round by lead generation service Zoe Financial, as well as news about Tifin Group, Altruist, Vice and InvestCloud.

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Diversity could propel the 401(k) industry into its next phase of innovation

Lack of diversity is a problem for the financial service industry, and especially the DC market, where most advisers are white males. That is also true of industry executives, most of whom went to college in the Northeast or were trained by a provider there.

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Decumulation in an evolving interest-rate environment

Current low interest rates add to the stress of establishing a retirement strategy because the 'cost' of generating retirement income from a portfolio of stocks and bonds is now higher.

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Advisers’ independent contractor status must be protected at the federal level

The Department of Labor's withdrawal of a Trump-era rule has added to advisers' confusion about working as independent contractors, a model that benefits them and their clients.

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5 ways to win clients’ trust

With trust at the foundation of the client acquisition process, everything you say and do is being evaluated by potential clients — for good or for bad.

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A tireless retirement team

Retirement is a beat that’s covered extensively by InvestmentNews, and this week's edition is no exception.

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There’s no room for crypto in employee 401(k) plans

Digital assets are slowly being accepted by big financial firms, but given the critical role that 401(k)s play in building Americans’ retirement savings, the plans should be one of the last places to sign up for crypto.

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Looking through the eyes of another

Empathy is a good beginning, but it needs to be accompanied by action.

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DC industry must cooperate to resolve forgotten-accounts problem

Anyone who has tried to roll assets out of a DC plan knows how difficult and time-consuming it can be.

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Decentralizing proxy power

Twenty-two percent of the shares of a typical S&P 500 company sit in the portfolios of the Big Three index fund companies: BlackRock, State Street and Vanguard. This is a massive voting bloc, especially when you factor in that many shareholders don't take the time to vote.

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3 ways to start conversations with prospects

Open rates and click-through metrics can provide unique insight into your prospects’ level of interest, but they can’t fully gauge the connection you’re starting to form.

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Beware the sleight of hand in ProPublica’s pitch to tax the wealthy

A sensational report arguing that the wealthy don't pay their fair share of income taxes starts to crumble when percentages are replaced with real money.

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Social engagement through the pandemic: What we learned

As clients were bombarded with social media messaging during the pandemic, advisers cut through the clutter by taking a more strategic approach.

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Should the Fed be buying into the digital currency craze?

Discussions on Capitol Hill go a long way to normalize and legitimize digital assets and a technology that could pave the way for sweeping change in the financial services industry.

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Rethinking retirement in the wake of the pandemic

Covid has helped retirees focus on the importance of well-being over wealth. A new study shows that the timing and funding of retirement have shifted as a result of the pandemic and that retirees are paying more attention to the nonfinancial aspects of retirement.

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How to groom young talent

For eight years running, the InvestmentNews’ 40 Under 40 program has honored superstars, like SEC Commissioner Caroline Crenshaw this year, as well as young professionals who are quietly building successful careers.

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Why it’s important to question the consensus

One consensus I’ve seen emerging is that reducing pandemic unemployment benefits will ease hiring challenges. It’s been hard to find nonpolitical counterpoints to this. But I did find one source that challenged this notion.