Displaying 175 results
It’s time to ‘fix’ the 401(k) plan
There is a crisis in defined contribution retirement plans. In addition to devastating market losses, employers are ceasing their matches.
New law offers retirees financial flexibility
Thanks to the Worker, Retiree and Employer Recovery Act of 2008, anyone who would otherwise be required to take a minimum distribution from a retirement account can skip this year's withdrawal.
Adding guarantees to the mix
Jokes about 401(k)s' becoming 201(k)s are no longer funny.
Rethinking inflation during retirement
Financial advisers must consider many types of risk when creating and executing successful retirement income plans, but perhaps none is more insidious than inflation.
Get with the (retirement) plan
While investors of all ages have experienced the pain of recent market declines, baby boomers are less confident about their future than those who are already retired.
Financial advice-givers beware
While market performance is likely to dominate retirement plan discussions in 2009, let's not lose sight of several important regulatory proposals and rule changes that will affect plans this year.
Rethinking strategy for the long run
Managing retirement portfolios often requires balancing capital appreciation and capital preservation objectives.
The gift of more retiree referrals
As we roll into the holiday season, I want to give you a gift for 2009 and beyond: more referrals from your retired and soon-to-be-retired clients.
Redefining long-term diversification
With risk tolerance and potential returns plummeting as the entire U.S. financial infrastructure remains in flux, financial advisers and investors are taking a new look at investing for retirement.
A question of withdrawal timing
Investors and portfolio managers alike have been shellshocked by the stock market's decline and its extreme volatility. Investment models that once seemed bulletproof have been exposed as inadequate, none more surprisingly than the recently introduced managed-payout retirement income portfolios.
Retirement is an anachronism
The word "retirement" conjures up visions of leisurely days spent traveling, dining at fine restaurants, golfing, volunteering and getting together with friends.
The looming crisis in caregiving
Over the next two decades, the number of Americans over 65 will double and exceed 20% of the U.S. population.
MLPs offer retirement income opportunity
Master limited partnerships offer good income opportunities for retirees.
The benefits of beneficiary reviews
Your clients' retirement accounts are often their single largest non-real-estate asset.
Overcoming clients’ puny nest eggs
If you thought our health care system was in need of a fix, get ready for an even bigger crisis — insufficient retirement savings.
The right role for international stocks
Over the past six years, international stocks — those of companies from both developed countries and emerging markets — have outperformed U.S. stocks by a wide margin.
Preventing retirement suicide
If someone were about to step in front of an oncoming bus, you would stop them, wouldn't you?
Addressing women’s unique concerns
When it comes to retirement, women worry more than men.
To roll or not to roll
Retirement plan rollovers are reshaping the business of financial advice.
Reassessing retirement risk
Is volatility the best measure of portfolio risk?
