Displaying 175 results
Prepare for a fight on tax policy
How much will clients pay in taxes next year? What will they owe five years from now? Financial…
Women willing to ask for directions
The warning bells about America's pending retirement income crisis may be ringing loudest for women — the largest…
Health care cost estimates are crucial to retirement income planning
Discussing health care costs during retirement with clients is new territory for many financial advisers, but few have…
Avoid beneficiary designation errors
If you ever have spent time helping clients or their heirs work through an estate plan that was…
Do plan advisers understand their risks?
New federal regulations mandating fee and compensation disclosure are the latest reminder to plan advisers and fiduciaries of…
Threats to a fulfilling retirement
As workers retire, many will seek to convert savings into income streams to meet their desired standard of…
Help make sense of fee disclosure
Fee disclosure is the new reality for qualified retirement plans that fall under the Employee Retirement Income Security…
Sequence risk a threat to retirees
Two severe bear markets during the past decade have put a spotlight on something that was easily overlooked…
Bringing real assets to 401(k)s
In recent years, many defined-contribution plans have used target date funds as the default option of choice. But…
Social Security payroll tax’s future
In February, Congress reached an 11th-hour agreement to extend the 2% Social Security payroll tax reduction through the…
RIAs and insurers are coming together
The demographic wave of 76 million boomers entering retirement over the next two decades is crashing into a…
Preparing for retirement plan audits
For some, “audit” can be the most feared word in the English language. And this year, the Labor…
Stable-value products alive and well
The validity of stable-value products within a retirement plan has been both espoused and denounced for the better…
Family duties can threaten retirement
Your baby boomer clients are retiring during a period of prolonged market volatility, high unemployment, rapidly rising health…
401(k) disclosure doesn’t go far enough
This year, 72 million Americans will open their quarterly 401(k) statements and for the first time get a…
What’s behind money in motion
“Money in motion” is a common term in financial services. There are trillions up for grabs and everyone…
Picking the right cash flow strategy
It isn’t an easy time for retirees and those nearing retirement to settle on a cash flow strategy.
Look deeper in choosing target funds
As the popularity of target date funds has grown over the past five years, so too has the…
Have no fear of DOL fee disclosure regs
The late TV journalist David Brinkley once mused that a successful person is someone who can build a foundation from the bricks that others have thrown at him or her
The difference tax-free income makes
Income sources are not all created equal from a tax perspective
