Displaying 175 results
A tale of new retirement products
For a look at the retirement products advisers can expect in 2010, the insights of some literary greats — Charles Dickens, Voltaire, Lord Byron and Jane Austen — may be more illuminating than you would imagine.
Convert existing IRAs into multiple Roths
Roth IRA conversions should be discussed with most investors this year as part of their overall retirement planning strategy.
Northstar’s Charles Farrell: Bucket strategy has some holes in it
Long-term decline in equity prices puts pressure on this retirement income strategy
The estate tax crisis must be confronted
The failure of Congress to plug the 2010 estate tax loophole has created considerable uncertainty.
Last year’s lesson: Be frank, frequently
Irish playwright George Bernard Shaw's quip, “The problem with communication is the illusion that it has been accomplished,” assumed more relevance in the financial industry in 2009 than at almost any other time in modern history.
What new regulation bodes for retirement
Like the winds of war that swept through the antebellum South in the opening scenes of “Gone with the Wind,” the investment and retirement world we know is changing and about to end badly. New regulation will reshape the landscape in ways that probably will make retirement more difficult for your clients.
The quest for retirement income
Although the market rebound since March has helped ease retirement-funding concerns among investors and advisers alike, a sense of uncertainty lingers.
Becoming a boss to pay for retirement
There was a time when the three legs of the retirement stool — Social Security, pensions and personal savings — were solid.
A British solution to the pension problem
Over the past half century, employer-sponsored defined-benefit pensions have been a crucial source of retirement income and security.
Collaborative advice drives success
Households that regularly receive advice are better prepared financially for retirement than households that do not receive advice as often.
Aligning withdrawals with retirement goals
Traditional retirement income planning assumes that retirees need a steady, inflation-adjusted income stream to cover all their expenses.
When investors behave irrationally
The worst financial downturn in nearly a century has caused even the most rational investors to do funny things with their money, many of which may be very damaging to their retirement portfolios.
Making a case for <i>real</i> real returns
Which investments offer retirement oriented, long-term investors the best returns?
Making a case for <i>real</i> real returns
Which investments offer retirement-oriented, long-term investors the best returns?
Selling to small-business owners
Umpteen years in the investment community have taught us that there is a right way and a wrong way to sell a retirement plan to a small-business owner.
Use target date funds the right way
Given last year's investment results, especially in 2010 target date funds, there are many who question whether the target date fund concept itself is fatally flawed.
Do you ‘get’ female investors?
For all the talk of advisers recognizing the importance of female investors, it still seems there's a way to go.
Amid the economic downturn, clients are reluctant to buy long term care insurance
Making a case for long term care insurance can be a challenge under any circumstances.
Looking inside target date funds
Financial advisers who handle retirement plans have noted that plan sponsors are now very much aware of the performance of target date funds. But sponsors don't really understand the reason for the performance, according to 76% of advisers polled by my firm.
Understanding the minds of retirees
Understanding how retiree investors are apt to behave can help advisers manage relationships during difficult market environments.
