Displaying 278 results
Tax planning for new retirees
The shift from having taxes withheld to making estimated tax payments can be challenging for people entering retirement.
Retiring in an age of uncertainty
Both new and existing retirees face the challenge of generating steady income in the low-interest-rate environment, which calls into question the traditional 60/40 investment strategy.
To rethink our retirement ‘system,’ go Down Under
While American policymakers tend to ignore the approaches of other nations, looking at the Australian experience might make sense.
‘Great retirement’ in U.S. is driven by older female baby boomers
There were 3.3 million, or 7%, more retirees as of October 2021 than in January 2020, according to research by the St. Louis Federal Reserve.
Spark announces best practices to protect against retirement fraud
The Spark Institute's standards build upon DOL cybersecurity guidance to provide more clear-cut practices designed to defeat retirement account fraud.
Rethinking retirement in the wake of the pandemic
Covid has helped retirees focus on the importance of well-being over wealth. A new study shows that the timing and funding of retirement have shifted as a result of the pandemic and that retirees are paying more attention to the nonfinancial aspects of retirement.
Meeting the growing need for financial caregiving
A new tool tracks spending and sends alerts about unpaid bills and potential elder fraud, helping families to organize and protect the daily finances of an aging loved one.
4 life insurance and retirement trends to watch
We can learn from the last year and look back on it as a catalyst to achieve long-term, sustainable and far-reaching positive change.
Medicare questions spike as boomers work past 65
Financial advisers are being bombarded with questions about whether clients need to enroll in Medicare.
Stalking a Social Security application decision
The application for benefits was submitted more than seven weeks earlier; persistence pays off in tracking down why the response took so long.
When eligibility for retirement and disability benefits overlaps
A new report from the Social Security Administration provides a road map for maximizing benefits for individuals who qualify for both programs.
Banks can provide an opportunity for RPAs
As several recent deals show, such as OneDigital's purchase of Truist's RPA business, banks offer retirement plan advisers a chance to grow their business.
INmail: Nonworking spouse must wait for husband
A nonworking wife with no Social Security benefits of her own cannot collect on her husband’s earnings record until he files for his Social Security benefit.
Social Security lump sum rules and strategies
No retroactive payouts are available before full retirement age
INmail: Is your clients’ MAGI information up to date?
The IRMAA surcharges outlined in notification letters apply only to 2021 Medicare premiums based on 2019 tax returns.
Social Security expert follows her own advice
I filed for my Social Security benefits online and you can, too
Social Security shortchanged some older workers, survivors
Two new audits reveal underpayments to certain groups of beneficiaries
INmail: Unusual rules regarding survivors benefits
Full retirement age for survivor benefits may be different than for retirement benefits depending on the birth year.
Holding nontraditional jobs after age 62 can build retirement security, study finds
The Center for Retirement Research finds value in such jobs even if workers receive no benefits
INmail: When to claim survivor benefits
Survivor benefits are worth the maximum amount if they are collected at full retirement age.
