Insurance

Displaying 2993 results

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Northwestern Mutual team managing $420 million joins LPL

The four-adviser group in Atlanta will open an office for OSJ Bleakley Financial Group.

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Younger insurance buyers regret Covid panic purchases

Many who rushed to purchase life insurance policies amid the pandemic are now cancelling their coverage, a survey shows.

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Plans, savers more aware of retirement income, but will demand follow?

Among retirement plan participants, about 90% said they are interested in retirement-income products and that having guaranteed income would be a plus, according to a BlackRock survey.

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If rates stay low, expect retirement security to take a hit

Some of the factors that have led to the current low-interest-rate environment could remain in play for years, according to an analysis of existing research recently published by the Society of Actuaries.

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T. Rowe Price introduces plan tool for retirement income

The goal is to help plan sponsors assess the possibilities more strategically

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Satisfying changing risk appetites

If your clients are rethinking their appetite for risk, it may be time to make changes. Talk about reallocating a portion of their savings to annuities to help safeguard their retirement years.

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Early CalPERS Long-Term Care clients squeezed by rate hikes

Two impending hikes that would boost premiums for existing CalPERS Long-Term Care insurance customers by 90% make coverage hard to justify, one policyholder said.

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Life insurance sales jump 11% in first quarter

The quarterly sales growth was the highest since 1983, according to Limra.

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Life settlements seen increasing as population ages

Selling unneeded insurance policies to a third party can provide retirees with needed income.

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Annuity sales rise in Q1 thanks to just two product types

Although sales figures were down considerably for most categories compared with the first quarter of 2020, fixed-rate deferred annuities and registered index-linked annuities, or RILAs, saw purchases up by 46% and 89%, respectively, according to a report from Limra’s Secure Retirement Institute.

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Women and Wealth: How Advisers Can Help Caregivers

One of life’s most challenging circumstances is caring for a loved one. Here’s how advisers can help female clients who are thrust into the role.

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Ohio National broker pitched VA trades as ‘infinite banking’: Finra

The B-D's $1.3 million settlement with the regulator involves its failure to supervise adequately a complex series of transactions involving variable annuities and whole life insurance policies.

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New York court shoots down state’s annuity best-interest rule

The court found that the rule was unconstitutionally vague and gave the state too much latitude to find violations.

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Bitcoin in annuities? Several insurers are working on it

The annuities business, while being an early mover, still lags where some consumers want to see it, according to NYDIG. Recently, several insurance companies have made big investments in the firm.

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Structured note platform adds annuities

Halo Investing will offer fixed, variable and registered index-linked annuities from several carriers.

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Pershing expands fee-based annuity offerings for RIAs

The number of carriers on its RIA custodial platform increased to 20 from seven and the number of fee-based products rose to 70.

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Ohio National fends off VA trail commission suit, others remain

The insurer recently won a long-running case brought by several brokers, though it is fighting several other suits from broker-dealers.

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Vetting annuities for 401(k)s not an easy task

While it's simple to choose annuity providers based on price and payout rates, those costs and rates can change frequently, so the best options today might not be as good in several years, a new report concludes.

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How to help clients plan for health care costs in retirement

Advisers can utilize cutting-edge financial planning tools to help ease clients' concerns by showing them how they can save to cover medical expenses during retirement.

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Prudential weighs sale of its retirement arm

Unloading the business could bring in more than $2 billion, as CEO Charles Lowrey executes a three-year strategy to transform the business.