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What elite RPAs think about PEPs

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Pooled employer plans, or PEPs, could dramatically change the 401(k) business, but only if employers decide to adopt them.

Pooled employer plans under the SECURE Act could completely change the defined-contribution industry, or they could have very little impact. They present an incredible opportunity to pool plans to mitigate work and fiduciary liability as well as to lower costs — but the question is whether the mar

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