Displaying 175 results
Retirement plan key to good business
In today’s competitive job environment, employers need to find creative ways to boost employee engagement and retain talented…
It’s time for advisers to become QDIA experts
Help plan sponsors and participants navigate the increasingly crowded retirement marketplace
Planning for the post-4% generation
The 4% rule was created by a financial planner named Bill Bengen more than 20 years ago. His…
What I learned about Social Security in my CFP review course
Going into the Dalton Review program, I was afraid I would be tripped up by complicated mathematical computations involving Greek letters that I couldn't identify. But I never thought I would stumble in my area of expertise: Social Security. Wrong! It seems that too much knowledge can be a dangerous thing. I answered several questions incorrectly when confronted with sample test questions on the subject.
How advisers can get Gen Yers to take some risk
Young investors' conservative investing mindset will work against them in saving for retirement.
Help clients before they become the family bank
Develop a strategy to navigate family financial dynamics and protect retirement savings.
Thinking like a retiree is quite different than thinking like an investor
Retirement income planning is now established as a vital component of financial planning.
Surviving a rising rate environment
Adding a mix of nontraditional investments to clients' fixed-income holdings can help
How gamification can help get clients to plan for retirement
People are more apt to change their behaviors when they are engaged in fun, achievement-oriented tasks with established rewards.
Help clients navigate new landscape
Continued work - sometimes in a new field - is becoming the norm and requires planning
Why an offense-only strategy won’t succeed
Risk management is as important to long-term financial planning as the growth of investments
Solutions to key challenges of modern retirement
The brief golden age of retirement is over, but investing legend Charles Ellis outlines solutions to a potential crisis.
Recent Supreme Court case offers lessons for managing inherited IRAs
Inherited IRAs being impacted by bankruptcy is a remote event, but advisers and clients should still be prepared
The right glide path for smaller accounts
Resist the temptation to increase risk for low savers, as every dollar becomes more important.
Is your core strategy getting flabby?
Increasing high-yield exposure in an intermediate-bond portfolio may add return, but is risky
Baby boomer clients need input on medical expenses in retirement
Don't be surprised if clients seek your advice on complex health care decisions as they approach retirement.
IRA rollovers under more scrutiny
Years of low-growth markets, combined with numerous geopolitical events, have kept advisers busy enough to be excused for…
A lot of choices can be a bad thing
Like in the grocery store aisle, Americans are confronted with a dizzying array of choices when it comes…
Long-term-care options have evolved
Much has changed in the past two decades when it comes to long-term-care options and how to fund them. Baby boomers and subsequent generations will need to plan for long-term care in a different way than their parents in light of factors such as longer life spans, the uncertain future of entitlement benefits and rapidly rising medical costs.
Rethinking traditional risk questionnaires
There are other, more effective approaches to helping clients realistically assess their risk tolerance
