Displaying 175 results
RIAs should pursue 401(k) plans
Imagine an enormous, growing market in which the rules of the game are turning in your favor. That's…
Get clients to take ownership of retirement
We have reached a critical juncture regarding retirement in this country. Recent research shows that the United States…
Private equity is coming to 401(k)s
Private-equity funds have been a staple of defined-benefit plans for decades. As an asset class, private equity…
Social Security to resume mailing paper statements to some workers
Agency still urges all Americans to create online accounts
Get set for 21st-century retirement
Longer lives and additional time in the labor force have shifted views on asset allocation
Face the new retirement reality
In today's world, the golden years are less a matter of set dates and dollars, and more a blend of work and play.
HSA contributions must stop when Medicare begins
I’m still sifting through the hundreds of e-mailed questions I received following last week’s Social Security Boot Camp…
Retirement apprehension persists
Over the past several years, most financial advisers have spent a lot of time helping clients overcome their…
FICA takes bigger bite out of high earners’ paychecks in 2014
About 10 million Americans will fork over a bigger slice of their paycheck to Social Security and Medicare taxes this year but Social Security retirement benefits increase by just 1.5%.
File-and-suspend strategy prompts more questions
Married couples can't double-dip and claim spousal benefits, too.
I passed the CFP exam (but you can’t call me a certified financial planner)
Mary Beth Franklin passed the Certified Financial Planner Board of Standards Inc.'s certification exam. But unfortunately, you can't call her a certified financial planner — and probably never will.
Prepare clients for the inevitable market correction
As 2013 draws to an end, and advisers and their clients reflect on the year, many would be…
Best laid Social Security-claiming plans gone awry
If a client talks about claiming Social Security benefits before full retirement age that don't ring true, ask questions. It could make a huge difference in their long-term financial security.
Make sure clients road-test retirement
As baby boomers ap-proach retirement, they’re likely to feel excited or afraid, or perhaps a bit of both.
Online account only way to access benefit data
I was pleased to receive an automatic e-mail alert from the Social Security Administration last Monday urging me…
When working longer is the best option
Preparedness may mean staying on the job, but burned-out clients need an incentive.
Why college students shy away from CFP exam
Last month, my colleague Mark Schoeff filed a story about a recent survey showing that more than half…
Muni bonds pack a one-two punch
Now that the baby boomer generation is transitioning into retirement, the need for income and the desire to…
Indexed VAs a solution to accumulation
The variable annuity market saw annual sales of contracts with guaranteed-minimum-accumulation benefits, which are backed by the issuer,…
Add accredited estate planner to résumé
In the rapidly changing retirement-planning marketplace, financial advisers should strongly consider adding the accredited estate planner designation to…
