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Site Map for September 2025
Date
Title
Sep 30, 2025
Earn recognition as a top employer in financial services
Sep 30, 2025
Bill Harris launches Evergreen Wealth, recalls PayPal 'chaos' with Elon Musk
Sep 30, 2025
Affluent Americans are leading the way in philanthropy, finds BofA study
Sep 30, 2025
Government shutdown looms: What to know about the SEC, IPOs, the IRS, and more
Sep 30, 2025
Former Cetera, Securities America broker gets 32 months in prison after looting client trust
Sep 30, 2025
The Extinction Event: Why 'Here Come the Girls' signals a turning point for financial advisors
Sep 30, 2025
SEC moves to cut costs for Consolidated Audit Trail after court setback
Sep 30, 2025
Advisor moves: LPL lures $1.1B RBC advisor team in New Jersey
Sep 30, 2025
EP Wealth secures backing from Ares Management to fuel next growth phase
Sep 30, 2025
Bluerock Interval fund wins shareholder approval to start trading
Sep 30, 2025
Wealthfront confirms intention to go public on Nasdaq, success is not guaranteed
Sep 30, 2025
Family offices step up governance and global reach in 2025, report reveals
Sep 30, 2025
Investors pocket gains from bets on risky corner of stock market
Sep 29, 2025
Shirl Penney: Dynasty's OpenArc deal marks 'watershed moment' for RIAs
Sep 29, 2025
Why data, not AI, is the foundation for the next stage in wealth tech
Sep 29, 2025
TD Bank CEO outlines wealth management strategy following anti-money laundering fines
Sep 29, 2025
AmeriFlex Group adds $354M Capital Insight team from Osaic
Sep 29, 2025
Equity compensation emerges as key retirement tool for American workers, Schwab says
Sep 29, 2025
May 26, 2025 | FPA NorCal E10 | Guest: Michael Kitces
Sep 29, 2025
May 26, 2025 | FPA NorCal E9 | Guest: Colonel Nicole Malachowski, Nicole Malachowski & Associates
Sep 29, 2025
May 26, 2025 | FPA NorCal E8 | Guest: David Haughton, Senior Corporate Counsel, Wealth.com Advisor Services
Sep 29, 2025
May 26, 2025 | FPA NorCal E7 | Guest: Jeffrey Levine, Chief Planning Officer, Focus Partners Wealth
Sep 29, 2025
May 26, 2025 | FPA NorCal E6 | Guest: Mira Ma, Founder & Principal, Marim Wealth Planning
Sep 29, 2025
May 26, 2025 | FPA NorCal E5 | Guest: Mark Gilbert, Founder & CEO, Zocks
Sep 29, 2025
May 26, 2025 | FPA NorCal E4 | Guest: Cameo Roberson, Founder + CEO, Atlas Park Consulting
Sep 29, 2025
May 26, 2025 | FPA NorCal E3 | Guest: Carolyn McClanahan, Founder, Life Planning Partners
Sep 29, 2025
May 26, 2025 | FPA NorCal E2 | Guest: Jessi Chadd, Partner & Chief Wealth Partners, Aspyre
Sep 29, 2025
May 26, 2025 | FPA NorCal E1 | Guest: Craig Kirkpatrick, Co-Founder, Optimal AdvisorAI
Sep 29, 2025
RBC mulls M&A push in US wealth management
Sep 29, 2025
Americans' record stock exposure raises questions for advisors
Sep 29, 2025
Advisors see long-term care as critical piece of retirement planning
Sep 29, 2025
SEC edges closer to decision on ETF share classes
Sep 29, 2025
RedBlack reclaims its identity as advisors seek best-in-breed technology
Sep 29, 2025
Four signals point to an extended bull market, says Wells Fargo Wealth & Investment Management CIO
Sep 26, 2025
Selling to the female leader of the future
Sep 26, 2025
SEC seeks public input on reviving mortgage-backed securities market
Sep 26, 2025
Advisor moves: RBC scoops up $1.1B UBS team in Michigan
Sep 26, 2025
EP Wealth secures $500M debt package as capital raise looms
Sep 26, 2025
Sandwich generation woes are spreading beyond Gen X
Sep 26, 2025
Merrill Lynch squeezes advisors on smaller accounts in 2026 pay plan
Sep 26, 2025
SEC alleges Vukota Capital Management misled investors, breached fiduciary duty
Sep 26, 2025
Private market assets may be booming, but they are not for every investor
Sep 26, 2025
How can advisors keep pace with the evolution of ETFs?
Sep 26, 2025
Gen x faces mounting retirement anxiety as savings struggle against inflation, says Allianz
Sep 25, 2025
Stand out as an investment advisor
Sep 25, 2025
Custom models and alternatives are reshaping the advisor toolkit
Sep 25, 2025
Top financial document management software solutions for RIAs
Sep 25, 2025
Cetera's TRPG continues expansion with HMC Partners acquisition
Sep 25, 2025
AI models pass CFA Level III exam in minutes, raising questions for advisors
Sep 25, 2025
Georgia Tech baseball legend Danny Hall joins Atlanta RIA BIP Wealth
Sep 25, 2025
Employers ready for private market investments in DC plans
Sep 25, 2025
Advisor moves: $1.3B Northwestern advisor team hops to LPL
Sep 25, 2025
Sky-high S&P 500 signals ‘new normal,’ not bubble, BofA says
Sep 24, 2025
Wirehouses lead alternatives adoption, RIAs face strategic crossroads
Sep 24, 2025
US exceptionalism holds, but global rebalancing looms, warns elite JPMorgan team
Sep 24, 2025
Why securities-based lending has become 'table stakes'
Sep 24, 2025
Cetera taps Cornerstone to expand business sale support for advisors' clients
Sep 24, 2025
Schwab paying damages in lawsuits linked to RIA that sold structured notes
Sep 24, 2025
SEC's new rules set stage for wave of crypto ETFs
Sep 24, 2025
Osaic's Greg Cornick: 'I know what we can do next'
Sep 24, 2025
Gen X's $100,000 lesson: Financial regrets weigh on retirement outlook
Sep 24, 2025
Chilton Trust taps Jennifer Lee as new president and CEO
Sep 24, 2025
$129B Merrill breakaway team launches with Dynasty as wirehouse files lawsuit
Sep 24, 2025
Osaic picks up around $800M AUM through veteran advisor, female-led firm
Sep 24, 2025
Avoiding the capital gains tax trap when making portfolio changes
Sep 23, 2025
Foundation Source expands DAF platform with advisor-branded, multi-custodial features
Sep 23, 2025
Trump's $100K H-1B fee has Wall Street weighing new global manpower strategies
Sep 23, 2025
Robinhood takes aim at Schwab, legacy custodians with TradePMR's Asset Match
Sep 23, 2025
Citi brings on Goldman, BNY veterans to strengthen wealth leadership
Sep 23, 2025
Sharing what works: Marketing, technology, and a net positive future
Sep 23, 2025
Grayscale's Brooke Stoddard talks crypto adoption, regulation, and ETFs' next growth phase
Sep 23, 2025
Advisor moves: Raymond James lures father-son duo from Commonwealth in Texas
Sep 23, 2025
Savvy Wealth hires first-ever CIO in bid to elevate in-house investments
Sep 23, 2025
Search begins for the Best Places to Work 2026
Sep 23, 2025
Private equity leans on weaker credit safeguards, Moody’s says
Sep 23, 2025
AI chatbots were tasked with estate planning queries; here's how they scored
Sep 23, 2025
Sieg to retire as JPMorgan Advisors CEO, successor will take over immediately
Sep 22, 2025
Robinhood Social could be 'blind leading the blind,' Altruist's Jason Wenk warns
Sep 22, 2025
How OBBBA's SALT provisions could shape charitable giving strategies
Sep 22, 2025
Crisis of confidence saps faith in the American dream: US Bank
Sep 22, 2025
Fidelity finds many higher ed employees on track for retirement, but gaps persist
Sep 22, 2025
Another Florida ex-Merrill Lynch advisor, guilty of Medicare fraud, draws scrutiny
Sep 22, 2025
Elizabeth Warren, Maxine Waters press Treasury on delayed AML rule for investment advisors
Sep 22, 2025
Bob Veres' new book: A Behind-the-Scenes History of the Financial Planning Profession
Sep 22, 2025
Here's what AI won't be able to replace in the wealth management industry
Sep 22, 2025
Prudential and LPL expand partnership with retirement income tie-up
Sep 22, 2025
Here come the girls: What today's financial advisor needs to be prepared for the times ahead
Sep 22, 2025
RIA moves: Elevation Point lands $1.4B breakaway team from UBS
Sep 22, 2025
The impact of women in leadership in the wealth management industry
Sep 22, 2025
Advisors achieve record growth and profitability in 2024, reveals latest IN Advisor Benchmarking Study
Sep 22, 2025
Morgan Stanley sharpens support for advisors with sophisticated clients
Sep 22, 2025
Aprio acquires $1.8B RIA as part of Midwest accounting firm deal
Sep 22, 2025
Millionaires can buy their way into the US with some eligible for tax free option
Sep 19, 2025
Durbin's drive
Sep 19, 2025
RIA moves: Carson's merger machine adds $570M RIA in Ohio
Sep 19, 2025
Former LPL advisor hit with cease and desist order linked to sale of crypto funds
Sep 19, 2025
Employers could start cutting 401(k) matches; what must advisors do to prepare?
Sep 19, 2025
Fiduciary standard comes first among CFP Board's new public policy priorities
Sep 19, 2025
Cetera strengthens financial institutions division with new bank partnerships
Sep 19, 2025
SEC accuses 5 Fruits Enterprises of $4.7M investor deception in Nevada
Sep 19, 2025
Blackstone names Katie Keenan as new BREIT CEO
Sep 19, 2025
After watching advisors walk, UBS adjusts pay plan, a boost for some advisors
Sep 19, 2025
Editor's note
Sep 19, 2025
IFG expands recruiting reach with key promotions in West and Mountain regions
Sep 19, 2025
Dark clouds are weakening sentiment at both ends of the income spectrum
Sep 18, 2025
Before You Scale, Strengthen Your Foundation
Sep 18, 2025
InvestmentNews talks tech, financial advisor history with Praxis Solutions CEO Bill Dwyer
Sep 18, 2025
Are RIAs ready for the alternatives surge?
Sep 18, 2025
US retirement assets climb to $45.8T in Q2 2025
Sep 18, 2025
Colorado ex-advisor sentenced for fraud targeting pro athletes
Sep 18, 2025
Advisor moves: Osaic, Raymond James acquire more Commonwealth advisors
Sep 18, 2025
Osaic CEO Jamie Price: Speed of tech integration will disrupt wealth management industry
Sep 18, 2025
Unlocking growth and profitability: The 2025 InvestmentNews Advisor Benchmarking Study
Sep 18, 2025
Man Group goes all-in on ETFs with hedge-fund trades for masses
Sep 18, 2025
The 4 key behaviors of high-growth advisors that set them apart from the rest
Sep 18, 2025
Schwab says branches are key differentiator despite digital growth
Sep 17, 2025
RIA M&A booms, but missteps after closing can derail success
Sep 17, 2025
All aboard the active ETF train!
Sep 17, 2025
'Vision, resilience, and momentum': How Schwab sees the evolving RIA story
Sep 17, 2025
Cerulli, DCALTA study challenges misconceptions on private markets in 401(k) plans
Sep 17, 2025
Financial stressors drive demand for better workplace benefits, Lincoln says
Sep 17, 2025
Under-pressure Federal Reserve delivers highly anticipated September rate cut
Sep 17, 2025
RIA moves: M&A momentum continues at Waverly, Moneta, Private Advisor Group
Sep 17, 2025
Wealth managers must be prepared to discuss the downside of lower rates
Sep 17, 2025
Famed DJ Calvin Harris pursues $22.5M claim against ex-advisor over Hollywood project
Sep 17, 2025
Romance scams: How financial advisors can spot red flags, guide clients to safety
Sep 17, 2025
What's next for independent advisors? Study highlights evolution beyond financial advice
Sep 17, 2025
Family offices steady the course as trade tensions test global portfolios, Citi reveals
Sep 16, 2025
Why retirees underspend, and what advisors can do about it
Sep 16, 2025
IRS finalizes Roth catch-up contribution rules, clarifies SECURE 2.0 provisions
Sep 16, 2025
Q&A: Impact of women in leadership will transform wealth management industry
Sep 16, 2025
Morningstar warns Robinhood's new venture fund a potential 'disaster' for investors
Sep 16, 2025
Franklin Templeton partners with private capital giants to broaden infrastructure access for wealth clients
Sep 16, 2025
One win, one loss for Trump as Fed heads to September rate decision
Sep 16, 2025
Advisor moves: Teams managing more than $2B depart UBS for LPL, Wells Fargo, and Raymond James
Sep 16, 2025
'Pet Trusts' and why wealth managers better not forget about Sparky or Tabby!
Sep 16, 2025
Edward Jones bares plans to expand high-net-worth services
Sep 16, 2025
Raymond James dukes it out with LPL for Commonwealth financial advisors
Sep 16, 2025
CapWealth, World Investment Advisors boost leadership teams with new hires
Sep 16, 2025
Younger clients push back on life insurance, forcing advisors to rethink approach
Sep 15, 2025
Osaic CEO Jamie Price: Scale, technology, and generational shifts will define wealth management
Sep 15, 2025
Is job hugging a smart financial bet? An RIA advisor weighs in
Sep 15, 2025
Wall Street raises alarm on Trump push to end quarterly earnings
Sep 15, 2025
Allworth scoops Osaic's Jeffrey Green as new chief people officer
Sep 15, 2025
Corient makes Connecticut debut with $4.5B Northeast Financial Consultants
Sep 15, 2025
10 best portfolio management software for advisors
Sep 15, 2025
Wealth managers offer advice for clients on 'SALT torpedo'
Sep 15, 2025
Fed leadership under pressure as September rate decision looms
Sep 15, 2025
Joe Duran: What does your "Swan Song" look like as an RIA advisor vs a BD advisor?
Sep 15, 2025
RIA moves: MAI Capital Management, &Partners expand national platforms
Sep 15, 2025
Advisors play pivotal role for plan sponsors seeking clarity, Fidelity survey finds
Sep 15, 2025
Future Proof CEO Matt Middleton: In the technology age, 'never bet against humans'
Sep 15, 2025
Wedding costs create financial strain but few regrets, new report reveals
Sep 15, 2025
Many Clients Want 401(k) Advice. SDBAs Offer a Simple, Compliant Way to Help
Sep 14, 2025
These are common missteps of UHNW people, says $10B multi-family office founder
Sep 12, 2025
Zocks, Broadridge take on advisor growth challenge with updates
Sep 12, 2025
Altruist CEO Jason Wenk on Future Proof, Ritholtz partnership, and Robinhood
Sep 12, 2025
Get out of the office to grow your practice
Sep 12, 2025
RIA moves: Sanctuary adds ex-army veteran advisor from Morgan Stanley
Sep 12, 2025
LinePoint Partners, Stephens add new HNW planning leaders
Sep 12, 2025
2025 looks like the year of moving $1B AUM advisors, recruiter Louis Diamond says
Sep 12, 2025
CBO sees lower US growth, higher unemployment this year
Sep 12, 2025
Stocks hitting new heights but many advisory clients struggle to catch up
Sep 12, 2025
Social Security COLA estimate for 2026 still modest following August inflation
Sep 12, 2025
SEC decision on dual-share class funds nears, with major implications for advisors
Sep 12, 2025
Klarna CEO's $1B stock pledge pays off with surge in wealth
Sep 12, 2025
Goldman Sachs: Family offices favor men's sports investing more than 3-to-1 over women's sports
Sep 12, 2025
Advisors and investors at odds over inflation and bonds, Vanguard survey finds
Sep 12, 2025
Navigating cross-border wealth planning: insights from Bernstein's Shelly Meerovitch
Sep 11, 2025
BlackRock, Franklin Templeton deepen push into tokenization
Sep 11, 2025
Rapid growth seen for interval funds: Cerulli
Sep 11, 2025
With new executive chair position at FMG, Mark Casady continues to focus on AI and financial advisors
Sep 11, 2025
US workers' retirement confidence is sliding from inflation and uncertainty
Sep 11, 2025
Will Social Security stick around? Inquiring clients want to know!
Sep 11, 2025
Advisor moves: $1B Ameriprise team joins Wells Fargo's FiNet
Sep 11, 2025
Bank of America Merrill Lynch joins major firms jostling for the sweet spot to sell alternative investments
Sep 11, 2025
Inflation jumps to 2.9% in August as jobless claims surge, muddying Fed outlook
Sep 11, 2025
Bogart Wealth to give equity to all employees by end of 2025
Sep 11, 2025
Retail investors reignite faith in US markets as optimism returns
Sep 11, 2025
Love and money: The challenges of separating the two when marriage breaks down
Sep 10, 2025
Morgan Stanley's deferred compensation fight
Sep 10, 2025
How Focus' new chief strategy officer is considering organic growth, external M&A, and unification
Sep 10, 2025
Envestnet, Betterment ink new planning-focused partnerships
Sep 10, 2025
Move over, Musk: Larry Ellison takes over as world's richest person
Sep 10, 2025
The future of Future Proof: Innovation, lived experiences drive growth
Sep 10, 2025
Bernstein Private Wealth taps former UBS and Northern Trust leaders for key US roles
Sep 10, 2025
Financial advisors highlight overlooked tax benefit of OBBBA
Sep 10, 2025
Meet InvestmentNews' 5-Star RIA firms for 2025
Sep 10, 2025
Bahamas-based fund adviser, firms agree to multimillion-dollar SEC settlement over fund misrepresentations
Sep 10, 2025
ETFs have surpassed US stocks; how can advisors pivot?
Sep 10, 2025
5-Star RIA Firms
Sep 10, 2025
Baird, Sagard join forces to supercharge alternative investment access for US wealth clients
Sep 10, 2025
Retirement envy: Why young Americans doubt matching their parents' later years
Sep 10, 2025
Big money is on the move but young Americans lack financial planning
Sep 09, 2025
Financial services need an updated regulatory framework
Sep 09, 2025
Judge gives blessing to $25M settlement in Vanguard target-date fund tax lawsuit
Sep 09, 2025
Advisor moves: LPL scoops $1.8B quintet from UBS
Sep 09, 2025
Retail sales of alternative funds hits $200B this year
Sep 09, 2025
Revealed: The $100M top female advisors of 2025
Sep 09, 2025
Wealth managers extol the importance of E&O insurance
Sep 09, 2025
Future Proof: The state of wealth management, Federal Reserve policy, and leadership
Sep 09, 2025
BLS revises jobs growth data downward by 911,000, raising more question marks around labor market
Sep 09, 2025
RIA moves: SEIA announces second-largest deal with $1.6B California firm
Sep 09, 2025
$100M Club: Top Female Advisors 2025
Sep 09, 2025
Americans growing more hopeful about retirement, but lingering doubts persist
Sep 09, 2025
Hogbin jumps ship from AllianceBernstein to become CEO of Lazard Asset Management
Sep 09, 2025
AssetMark, Dispatch announce senior hires to boost wealthtech leadership
Sep 08, 2025
State-registered RIAs' assets top $360B as firm count slips, NASAA says
Sep 08, 2025
Envestnet CEO claims to be 'net winner' of consolidating advisor market
Sep 08, 2025
Nasdaq seeks SEC nod for tokenized stock trading
Sep 08, 2025
iCapital takes on private-market liquidity challenge with strategic investment in Tangible Markets
Sep 08, 2025
SEC bars advisor who broke trust of amorous partner, client
Sep 08, 2025
Here's why the One Big Beautiful Bill Act has wealth managers working overtime
Sep 08, 2025
Gen X lags as retirement confidence gap widens, BlackRock survey finds
Sep 08, 2025
Franklin Templeton taps former BlackRock executive Daniel Gamba in leadership shakeup
Sep 08, 2025
Fidelity unveils new client intelligence, digital onboarding tools for advisors
Sep 08, 2025
If your RIA is mid-sized with strong fundamentals, PE firms may have you in their sights
Sep 08, 2025
Volatile markets spur demand for retirement income guidance, Janus Henderson reveals
Sep 05, 2025
The six roles of an advisor
Sep 05, 2025
More than three-quarters of bank advisors planning AI practice boosts, says Cerulli
Sep 05, 2025
Advisor moves: Cetera scoops $400M multigenerational team from Ameriprise
Sep 05, 2025
Bank of America sees two Fed rate cuts this year vs. none before
Sep 05, 2025
RISR and FP Alpha unveil new planning tools for advisors
Sep 05, 2025
Advisors highlight ways to frame prenups for lovestruck clients
Sep 05, 2025
Stifel settles another of former star broker Chuck Roberts claim, this time for $10.3M
Sep 05, 2025
Carson Group, IFG, Whittier Trust boost advisor support with key hires
Sep 05, 2025
Tesla offers unprecedented $1 trillion pay package to Musk
Sep 05, 2025
Industry groups urge clarity as NASAA floats adviser marketing rule changes
Sep 05, 2025
Nonfarm payroll grows 22,000 in August, sets stage for September rate cut
Sep 04, 2025
Advisor moves: Osaic, RJA, Kestra add new recruits, former $1B team launch new firm
Sep 04, 2025
Why asset-based finance could be the next essential tool for RIAs
Sep 04, 2025
After Bluerock falls short of investor votes to list fund, CEO asks for more
Sep 04, 2025
Citi taps BlackRock to manage $80B in wealth assets, deepen tech partnership
Sep 04, 2025
Goldman Sachs to acquire $1B stake in T. Rowe Price, plots joint private-market offerings for retirement clients
Sep 04, 2025
Modern Wealth acquires $1.1B PSF/Galloway, eyes national expansion serving first responders
Sep 04, 2025
InvestmentNews talks alternatives with LODAS Markets CEO Brian King
Sep 04, 2025
Annuity sales hit another high, notching seventh straight $100B+ quarter: LIMRA
Sep 04, 2025
Advisors explain how they separate the AI reality from the hype
Sep 04, 2025
RIA moves: Corient acquires Breed's Hill Capital, continues M&A streak
Sep 04, 2025
401(k) millionaires reach new high as retirement account balances rebound in Q2
Sep 04, 2025
Gen Z, millennials see most AI value in automation, administrative tasks: Report
Sep 04, 2025
More workers look to employers for help with financial stress, BofA poll reveals
Sep 03, 2025
Advisor moves: Mariner, Raymond James, Baird pick up ‘big firm’ hires
Sep 03, 2025
Wealthspire to be acquired by Chicago PE firm as Aon divests most of its NFP wealth business
Sep 03, 2025
How OBBBA changes have made QSBS more interesting for business owners
Sep 03, 2025
Yieldstreet pockets $5M from ship-scrapping settlement to cover legal fees
Sep 03, 2025
Sandwich generation faces mounting financial strain as retirement savings take a back seat
Sep 03, 2025
Ex-Hightower CEO Bob Oros joins PPB Capital's board
Sep 03, 2025
Is a bubble brewing in private credit? Wealth managers weigh in
Sep 03, 2025
RIAs perform 'shockingly low' on employee compensation metrics: DeVoe Report
Sep 03, 2025
Ex-Archegos risk head who testified against Hwang avoids prison
Sep 03, 2025
CFP professionals get higher pay, more job satisfaction, finds CFP Board
Sep 03, 2025
Stifel taps Launny Steffens for new vice chairman role
Sep 03, 2025
State Street takes minority stake in Apex Fintech
Sep 03, 2025
Job openings little changed in July as soft labor market paves way for rate cut
Sep 03, 2025
SEC, CFTC team up to make spot crypto products market ready
Sep 03, 2025
Target date funds continue to grow, new data shows assets total $4.7T
Sep 02, 2025
A 'just right' moment for munis
Sep 02, 2025
Advisor moves: UBS exodus continues as Merrill makes additions in California, Texas
Sep 02, 2025
Osaic ponies up $9.8M to settle clients' lawsuit involving real estate, alternatives
Sep 02, 2025
Elevation Point expands Goldman Sachs tie-up to broaden services for partner RIAs
Sep 02, 2025
RIA giant Mercer matches 2024 deal count, lays groundwork for Idaho expansion
Sep 02, 2025
International expansion: A complex opportunity for financial advisors
Sep 02, 2025
RIA moves: CW Advisors scores a double in Pennsylvania, Apella Wealth makes Chicago debut
Sep 02, 2025
$2.5B Validus Capital partners with Merchant to chase multi-family office ambitions
Sep 02, 2025
Over 450 economists back Cook, Fed independence in open letter
Sep 02, 2025
State Street alum Bullard to lead investment management at Hightower Advisors
Sep 02, 2025
The InvestmentNews Awards 2025 Commemorative Guide
Sep 02, 2025
Corient announces double alliance to form world-leading $430B UHNW wealth platform
Sep 02, 2025
Beyond the mega-caps: Brandywine's Kaser shares next opportunities for equities
Sep 02, 2025
Crushing debt keeps new doctors in the red for a decade
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